Construction costs are currently skyrocketing

I can still remember 95.9 cents per liter of diesel during the second lockdown!

You just have to say from when you need the price... I've been writing on Spritmonitor for 10 years ^^

However, with the majority of online-listed existing properties, you can see that after the first move-in, nothing, absolutely nothing has been changed. I am often shocked.

yes, but sorry, why should they, if they still like it?!

There are still wooden ceilings and wood paneling on the walls, the bathrooms are a white oasis with 15x15cm tile format up to the ceiling, and the kitchen has wooden fronts from the 80s. The carpets show the owners' walk tracks. Sometimes I wonder if people are not "house proud," as we say.

Sometimes I wonder whether you are a teenager or an experienced and knowledgeable woman. Why should one always update their place to the latest trend? Just because there are Schöner-Wohnen magazines (or Pinterest), you don't have to copy everything. Everyone goes with _their_ time! You too! And if someone built a modern house, it remains modern for its time. Yes, after 10 years or with eyes 10 years younger, probably 10 years old and old-fashioned, but you don't have to keep up with superficial trends so quickly if you (still) like it and everything fits the style and still has exactly the charm it had 10 years ago. Charm with patina is even somewhat more prestigious… yes, not among superficial fellow citizens, but among those who engage with the house and its origins.

What you accuse others of also applies to you: what one sees here from you (not your daughter) could also be called old-fashioned. The advice to just tidy up a bit and bring structure into your house might be appropriate for you. I remember a few pictures… But no one would say they were "shocked" to see your house… nor would they ask you if you are not "House Proud."

Here apparently come the first houses for sale where the low interest rates were not secured in time for the follow-up financing. However, the prices are record suspicious. The monthly burden would be about €3,800 with an equity use of 300,000€ and 2% repayment. They must be crazy!

Here apparently come the first houses for sale where the low interest rates were not secured in time for the follow-up financing. However, the prices are record suspicious. The monthly burden would be about €3,800 per month with an equity of €300,000 and 2% repayment. They are crazy!

Where is this supposed to be here? Do you have an example?

Here apparently come the first houses for sale where the low interest rates were not secured in time for the follow-up financing.

That actually cannot be. Ten years ago, there was an interest rate level of +/- 3% for 10 years, and 15 years ago the rate was over 5%. Through repayments – even if it is only 1-2% – today’s loan-to-value ratio is lower than at the time of contract signing. In this respect, slightly increased interest rates (still lower than in 2007 by comparison) will not cause a significantly different installment today than back then. Example: €500,000 financed in 2012 at 3% + 2% repayment = €2,500 monthly installment after repayment it is approx. €400,000 today, which can be financed at 4% + 2% repayment (of course, this increases the term) = €2,400 monthly installment

Where is this supposed to be here? Do you have an example?

Cologne on the right bank, semi-detached house, purchase price excluding additional costs 850K€. The location is (district) generally good, but rather not within the district itself. The equipment is okay, but nothing special. Such properties are currently appearing on the market with noticeable frequency in our area.