Construction costs are currently skyrocketing

Presumably, it is pointless to argue with you, at least on this topic, but I have looked up 2 current charts showing how economists actually expect the development at the moment. Including labels and source citation ;)

You can pretty much throw all forecasts in the trash. It's like going to the doctor. 3 doctors and 5 diagnoses. You can always find something that fits. I'm not predicting a crash or anything like that. But I'm also not complaining about high interest rates. I'm actually happy that I can once again invest in fixed deposits at fairly reasonable rates. That doesn't completely offset my personal inflation, but it does to a certain extent. With an interest rate of 7-8 percent on savings, life would be quite comfortable.

This is certainly the best current forecast for interest rate development. Unfortunately, I still see the Japan curve as wishful thinking. How many times have I already seen this curve for Japan, and just as often has the development simply been postponed with "yeah, it didn't work, we'll just do it like every year and add 1 to each year number".

You can pretty much throw all forecasts in the trash.

If you can already throw the consensus of the absolute top professionals in the trash, how are we supposed to evaluate your amateur/barroom slogans and forecasts? No one takes you seriously with your statements anymore. Sorry...

P.S. But you do have confidence, a lot of ignorance or expressed nonsense to represent with great vehemence. For that, my respect.

3-4 accounts ago, there was still a "warning" about 8% interest at the turn of the year 2022.... So that was nothing either...

Completely wrong.

Firstly, there were maybe a dozen accounts before, rather more. For the end of 2022, I had predicted 4-6 percent. That was unimaginable for most here. At that time, most financings here were still concluded at around 1.XX.

For the end of 2023, I had predicted 6-8 percent. By mid-2023 at the latest, we will see a 6 before the comma.

There are already fixed-term deposits for 5 % p.a.