Construction costs are currently skyrocketing

I consider the idea that something deflates away with a mortgage loan to be a very bold thesis.

On the one hand, incomes always lag behind inflation. When the price of bread or potatoes doubles, as has happened, my salary is halved at that moment. I only get half as much for my money. Living costs, vacations, vehicles, simply everything becomes significantly more expensive and I have less money available. Of course, my loan installment remains the same.

Later salary increases no longer catch up with the rising costs. On the contrary. The disposable income portion becomes smaller and smaller. The loan installments then weigh even more heavily on the household budget. What exactly deflates away there?

If prices ever fall again, then we are talking about deflation. But then the property value also decreases, while the loan remains the same.

There are also cases where photovoltaics are not useful at all due to shading from neighboring trees, because no sun hits the roof and thus no significant yield is generated. I wonder, what do you do in that case if you want or have to move away from gas? Hope for district heating?

apropo Umwelt:

Yes exactly, where do you read anything about that in Heimatbauer's argument? I guess the "eco drawer" automatically opens whenever someone gets themselves a photovoltaic system/heat pump/BEV or even just dabbles with the idea.

By the way, one should also critically question their private meat consumption.