Although I am now also wondering what kind of cars and insurance you have. Mine increased from €295 to €305 for HP+TK. With a €200 increase, I would definitely look to see if something better can be found at the competition...
The €200 referred to the year and 2 cars.
Smax st-line 2020 model, VK from €400 per year to €560, next cheapest at Check and Verivox €600...
Likewise the smaller one from €280 to €320.
Cheaper rates usually don’t exist without switching to a much worse base tariff, which means harsher downgrade, etc.
I have been switching apparently every year for 20 years, but this year there was nothing available.