Construction costs are currently skyrocketing

How do you currently assess what the banks are doing... we are in the process of buying a house (if anyone remembers my name... yes, a few years ago I built with my now ex-husband, I am now divorced and he lives in the house... so don't be surprised) but the ownership change is not until next year on May 1st. Do you think a bank would agree to finance it somehow now, if we will only draw on it then? It's about a loan volume of about 260,000 euros

Yes, they do forward loans. It just costs a small surcharge, nothing dramatic.

we are in the process of buying a house

.yes, a few years ago I built with my now ex-husband

Without wanting to be too personal, and without knowing how much time has passed, the question, buying/building something again? Aside from that, with a new build you also get a year free in which the money is made available.

Without meaning to be too personal, and without knowing how much time has passed in between, the question: buying/building something again already? Apart from that, when building a new house, you also get a year off with the money provided.

Yes, we are now 4 or rather 3.5 (because my daughter partially stays with her father) and we are not really happy in our apartment but sufficiently large apartments are almost non-existent, whereas relatively affordable houses still exist. Now we were lucky to buy the mentioned house with about 190 sqm living space and a bit over 600 sqm plot, built in 1994 and extensively renovated in 2013 etc., for 240,000. Naturally, we do not hesitate. It's practically a friendly price.

Negotiating the provision period appropriately should be enough, I think. Is the new house already confirmed? Because without a specific collateral object, you will hardly get a contract.

Yes, they do forward loans. It just costs a small surcharge, nothing dramatic.

Thanks! That sounds good. Then I'm looking forward to the conversation.

Why not? The first house was three years ago and still in the phase of rising property values. Despite the separation, one could have made a good profit.