Construction costs are currently skyrocketing

I just (still) don't want to give up the idea that people with lower incomes, as in earlier times, can build/buy. The thought that only wealthy or rich people in Germany should be able to acquire property and so many hardworking and capable people come up empty disgusts me,

Well, there are jobs that don't bring money into the cash register even 24/7. Also, not everyone built in the past.

when was it ever that easy to acquire homeownership before?

There is supposed to be a new loan program for people with low incomes who have the desire to own a home
[..]
Eligible for this loan are, among others, families with a maximum taxable annual income of 60,000 euros and at least one minor child.

But you hide the 10,000-euro higher limit per additional child.
With several children and a single earner, a real option for many families.
I would have gladly taken such a subsidy :)

At least something got done – hardly anyone will be able to use it.

Just complaining again, right?

But you leave out the €10,000 higher limit per additional child.
With several children and a single earner, a real option for many families.
I would have gladly taken such a subsidy :)

Mainly just complaining again, right?

Show me the family building with €60,000 gross, at today's prices and interest rates.
Then I'll stop complaining :)

Sure, with land or inheritance ... but whether it should be the goal to support this group of people ... I don't know.
With €60k, how much net remains? €3,600 per month? According to the rule, one-third stays for the annuity, about €1,190 per month. How much new construction is there for that at 3% - 4% interest?

Here she is again. The discussion that everyone must have the right to own property... I support the idea that in times of crisis, the socially disadvantaged must be relieved and supported at the expense of the better earners. However, my understanding ends when it comes to financing a home. I also cannot comprehend the constant refrain of too little living space in the metropolitan areas. As if everyone had to live in Berlin, Munich, Hamburg, etc.

Oh dear - who is supposed to build with a gross household income of €60k? The main thing is that something is done - hardly anyone will be able to benefit from it.

It's like with the child benefit for building. Target group: sole earner couples with higher income and inheritance.