Bierwächter
2022-06-20 00:27:38
- #1
We have also been looking for a plot of land for a few months now, including applying to all the municipalities in the area. These are only small villages. However, the chances are very slim because we have no children. Recently, we got an offer from the bank at about 2.3 or 2.5%. I think it would have been a €1900 payment. We thought we could still manage up to €2000, although that is quite a lot for our €4600 net income. About €40k equity. We are now 30 years old and 28 years old. Well, today it would probably be around €2500. So the dream is basically dead even if we were to drastically cut costs on the house. So currently no choice but to wait and hope. But the more you read, the bleaker the prospects, and we definitely want a single-family house. If by chance we are next in line for the plot, we would probably have to decline immediately because we would never get a sufficient loan.