Now I have to stick up for the DIY crowd. We did all the painting, upstairs flooring, upstairs doors, all the lamps and spots in the house, final cleaning, and the move completely ourselves, a total of about four good weeks (weekends and evenings on 1-2 weekdays) "gritting our teeth" and the matter was settled. Savings according to quotes ~20k€.
The same then with the outdoor facilities, received three quotes between 52k€ and 59k€ for the outdoor facilities excluding planting. So we took everything into our own hands, involved a planner, organized a digger driver, etc. It was a tough but somehow also cool 2.5 months last corona summer. Additionally, another four weeks in spring for all the planting and outdoor lighting. In the end, we paid just under 26k€.
No one built the way everyone somehow wants to today just 15-20 years ago, no matter how small the budget is. Every single small brushstroke is outsourced only to collectively complain about how expensive everything is and that no one wants to do the nonsense. And anyone who after working 8-10 hours a day can only lie on the couch should either look for another job or seek medical help. And those who have no friends... just my 2 cents.
Disclaimer: Both full-time employed, money would have been in the account, two small children aged 2 and 4 at the time, and we would do it the same way again.