Construction costs are currently skyrocketing

There is a lack of fundamental understanding.

Oh dear – in our family, none are bankers/business economists or whatever (with your so-called "fundamental understanding") and you know what? They built their house without "the understanding" and now live in the house without paying rent and have created assets. Those who rented have by far not the net worth. Someone seems to think they have all the wisdom... :)

Rent is paid flexibility and commitment ...

And if you get the right landlord, a few walls and a roof are even included! How cool is that?!?!

Whataboutism light. And no, she doesn't have to move out in three months.

The point was to clarify that there are soft factors that speak against renting. The case that a rental contract is terminated is not a one-off now. I'm not a rental law expert and it doesn't matter whether she has to move out in three or six months... as a property owner, I'm just glad I don't have that risk.

.... Whoever still believes rent is "lost" money, in my opinion, is not yet mature enough to make the decision to build. There is a lack of fundamental understanding. Yes, that triggers a bit now. But it should.

...yawn...no, it doesn't trigger. ;)

I don't get it.

So paying 1,500 EUR per month plus rent adjustments until the end of his life is better than paying 1,500 EUR until retirement and then living rent-free with freely available assets?

Someone has to explain that to me. But good thing we have a very enlightened user with .

I don't get it. So paying 1,500 EUR per month plus rent adjustments until the end of your life is better than paying 1,500 EUR until retirement and then living rent-free and also having freely available assets? Someone has to explain that to me. But it's good that we have a very enlightened user with .

You can gladly calculate for yourself, if the purchase price is 50 times the annual rent (which is no longer uncommon in metropolitan areas), what ratio then arises between payment and rent. You won't have finished paying off by retirement if you assume payment = (net) rent. There are simply regions in Germany where buying is more worthwhile than renting and there are regions where the ratio is quite the other way around.

As a supplement
I recently had discussions at work with banks regarding the acquisition of commercial and residential properties in and around Dresden.
There was a clear statement that professional investors have already moved on from Dresden. The ratio between rent and purchase price has become so unfavorable that renting is no longer worthwhile. Price drivers are now mainly owner-occupiers. This means, conversely, that renting is cheaper than buying.

It is true that forced savings lead to buyers often being better off in old age than renters, because the temptation to spend the saved money as a renter is too great.