Construction costs are currently skyrocketing

Well, I guess they only realize then that their marriage isn’t so great anymore.

We are looking forward to when my husband doesn't have to work anymore in a little over a year. He has taken the earliest possible date for phased retirement. But we want to travel a bit more than we do now, gladly spend the cold season in warmer places. For example, I want to travel overland to India, which takes time.

Then selling the house and moving into an affordable small semi-detached house or apartment would make sense again. You can then use the money properly.

I didn’t want to attack anyone personally, but that really happens (with the shopping situation).

Then selling a house and renting cheaply in a small semi-detached house or apartment would also make sense again.
That way you can really make good use of the money.

No no, as cheaply as we financed the house, we could never live even remotely similarly in a rental. We didn’t build that big after all. That’s fine.
However, I am also someone who does not see a plot of land as something arbitrarily replaceable. This is my created realm; they will only carry me out in a box here.

I was also referring to apokolok’s statement that people could calmly work a little longer.

For example, I know many where the woman totally loses it since the man retired.
Suddenly he comes along shopping and interferes with everything – even though he never cared about it in the last 30 years :D

There is that documentary... Pappa ante portas ;)

For my part, I also dream more of private early retirement than sitting in the office every day for 8 hours at over 70. The time in good health is limited and cannot simply be extended. I don’t really believe in large state support for this. Part of the demography will certainly be offset by productivity increases. But for social systems only work is relevant, while productivity is mostly driven by technology (=capital), which is initially left out and only finds its way into social systems indirectly through tax subsidies. Accordingly, one must become active oneself and invest capital. One more reason not to clump all the wealth in a house.

taking the dachshund for a walk

Walking… keeps you more mobile and agile than hanging around on the office chair for 8 (or 4) hours.

I don’t know anyone who would voluntarily work even one day longer.

I know many… we have many civil servants with specialized knowledge. They stay a few years longer. But instead of 62, 65 years is still younger than employees with 67 :(

Well, they probably only realize then that their marriage isn’t that great anymore.

A marriage can also be great if you don’t want to spend every hour together.
My husband went into early retirement last year. I work. But I would also like to have some time alone sometimes. It’s difficult like this. He doesn’t always want to clear out for the hours. Now he’s doing some side jobs. That gives a good buffer and quality time for me :)

I just read: Interest rates for 80% financing are around ü3%…

A marriage can also be great if you don’t want to be together every hour.

Of course. But not if it’s only one-sided and you get annoyed with each other during shared activities. Usually this happens when one or both have no own interests, hobbies, etc. It can also be a job like yours, which you do voluntarily.