Construction costs are currently skyrocketing

So cake for 10k hopefully only with plenty of gold in the dough ;)

And you can’t plan living space, leave out a floor and save money that way? So it’s NOT possible, or is it NOT WANTED?

By the way, there are cakes for 10k, so the steel surcharge is already saved. Instead of vinyl, laminate. Saves a lot of money because the substrate has to be less well prepared, the material is cheaper, and 1 room = 1 day in EL.

There are so many small levers to save money on if you want or have to. But this “it’s not possible” or “then I have to replan” are excuses when the need isn’t great enough yet. At least in my opinion.

It’s about those who possibly already have a completed building permit and financing / had them. At some point, you can’t leave out a floor anymore, because then it means a new building permit, new financing, and so on. Of course, you can plan everything differently from the start and save at all possible corners and ends. Eventually, that really becomes a matter of expectations. I CAN also sleep on bare screed and save myself floors and furniture. ;-)

So cake for 10k hopefully only with plenty of gold in the dough ;)

Well, I already knew there was potential for savings in many areas. But that cake is such a cost driver, I wasn’t aware of!
I’ll have to adjust my ancillary building costs calculation right away. Because I definitely cannot and do not want to do without cake!

There are so many small levers where you can save if you want or have to. But this "can't be done" or "then I have to reschedule" are excuses when the need is not yet great enough. At least in my opinion.

Well, for us, the garage is also planned in the basement. A plan change shortly before construction start would be absolutely uneconomical at the current planning status, even if the basement were omitted.

- The structural analysis would have to be recalculated
- Working drawings would have to be changed
- The architectural design would have to be submitted and approved
- Possibly construction delays

Due to the substantial change of the house, there may also be problems with financing, since the lending value might change as a result of the revised appraisal.

If one is still in the preliminary design phase, it naturally looks different.

Due to the substantial alteration of the house, problems with financing may also arise, as the lending value may change due to the revised appraisal.

This can not only cause problems - there is no bank that will simply finance this. Because the missing floor significantly reduces the value of the building and thus also the lending value. Especially since lending criteria for mortgages are currently being tightened anyway and property values are generally slightly declining, I honestly cannot imagine that this will be approved just like that anywhere.

Speaking of approved... I had recently reported that the sellers had backed out just before the purchase was finalized. We were actually able to switch to another house with the loan, two villages further... it only costs some processing fees but conditions, etc., remain the same. We hope to really(!) sit with the notary next week or the week after. The draft contract is already with us. Keeping my fingers crossed that nothing suddenly goes wrong again.