Construction costs are currently skyrocketing

2022-07-05 14:19:35

Our financing was of course already settled... Let's see if we can now use it for another house or what it will cost us to dissolve it again

Oh dear, are you still within the cancellation period? If not, the question is whether the bank would agree to a mortgage swap if they could sell the money today for higher interest :/ We are a bit on edge right now because the developer is taking his time with contracts, but the banks are faster than originally expected, and we would actually like to avoid ending up in a similar situation :rolleyes:

2022-07-05 14:26:04

Oh dear, are you still within the cancellation period? If not, then the question is whether the bank would agree to a pledge exchange if they could sell the money today for more interest :/

We are a bit jittery right now because the developer is taking time with the contracts, but the banks are moving faster than originally expected and we would actually like to avoid getting into a similar situation :rolleyes:

No, unfortunately the cancellation period is over. The sellers said they would cover costs that arise for us due to the situation now, but I hope we can resolve it otherwise... We are looking at a house later... It was posted on the internet just before the war started... Now at a significantly inflated price. Let's see if we like it and how willing the seller would be to negotiate

2022-07-05 14:34:00

No, unfortunately the cancellation period is over. The sellers said they will cover the costs that arise for us due to the situation now, but I hope we can resolve this otherwise... We are going to see a house later... It was listed online shortly before the war began... Now at a significantly inflated price. Let's see if we like it and how willing the seller would be to negotiate

Just out of interest, what do you consider the discount window?

2022-07-05 14:36:05

Just out of interest, what do you assume as the discount window?

It depends on what the bank says about the whole thing... The loan-to-value ratio has to fit if we want a chance that the credit goes to another property. In my opinion, the price should be lowered by at least 50k.

2022-07-05 14:51:54

No, unfortunately the cancellation period is over. The sellers said they would cover costs that arise for us due to the situation now, but I hope we can resolve this otherwise... We are going to see a house later... It was posted online shortly before the war started... Now at a significantly inflated price. Let's see if we like it and how willing to negotiate the seller would be

The seller covers the costs amounting to 50k-100k depending on the loan amount? At least that's how it's often written here :o

2022-07-05 14:53:08

The seller covers the costs amounting to 50k-100k depending on the loan amount? At least that's often how it's written here :eek:

The prepayment penalties for loans before 03/2022 are probably close to zero.

Construction costs are currently skyrocketing

mayglow

Yosan

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Yosan

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