Construction costs are currently skyrocketing

Hehe, some people here have ideas. The tenant pays the full cost bill for the apartment, including maintenance, provisions AND profit for the landlord.

You take nothing with you on your last journey.

Who knows, maybe our entire life is just a simulation and a placement test for real life. The "heritable" wealth is given to you as starting capital for your real professional life or serves as a score for the first job level. Those who start out with 0 EUR clean toilets, those who start out with +1 million become executives, and those who start out with -10 million (minus ten million) become railway chiefs.

You don't have to be the richest dead person in the cemetery, but a certain level of wealth also allows for a nice retirement. After all, you no longer sit at work 5 days a week but can do something during that time... assuming sufficient liquidity for your own wishes.

What would I do with the money then? No idea... I have already pointed out that I also live in an owner-occupied home. But I can imagine a lot. For example, a significant early retirement, or at least part-time work. But that is not the goal or purpose of the discussion. The fundamental theoretical question is whether an owner-occupied home is a comparatively good investment. And I say: no

And I say, only referring to myself: Yes :p

But seriously. In the end, everyone has to decide for themselves whether it is a good investment or not. So many factors come into play that you really can't give a universally valid answer to that.