Construction costs are currently skyrocketing

The question of why can be asked about almost any hobby. Driving is fun in the right car, of course not in city rush hour traffic. Your car cost calculation is surely influenced by an extremely low mileage. With normal, average mileages of 10,000 km/year, new small cars come to €0.2/km. The same distance would cost you €8,900 at your costs (just to give the reason for your high cost per kilometer).

Uh no, you’re not right. I can show you the following current invoice:

I paid 1200 euros for full coverage insurance, 100 euros for taxes, and 300 euros for service for my KIA Venga per year, which makes 9600 euros in six years. The price after all discounts back then was 18,000 euros. Residual value after six years 7,000 euros, depreciation 11,000 euros.

In the six years, I drove 130,000 km on the car, which makes 15.8 cents fixed costs without fuel. Average consumption over the years was 7.2 liters/100km, so about 10 cents per km rounded.

So, even with this small car, I arrive at about 26 cents per km. But that’s only because we drove 30,000 km each year in the first two years. Last year, due to Corona, it was only 6,000, so the calculation looks different then...

Your comprehensive insurance is also extremely expensive. Expect an average of 400 to 500 euros, I've never paid more and I have several cars from children and children-in-law insured in my name.

Well, then just think about why they let it run under your name. ;)

I am not calculating with 500 euros here, but with the actual 1200 euros that I paid to Allianz every year. From 15,000 km p.a. you are in a frequent driver program, practically at the final price. The Venga was reclassified twice in recent years (is that the right word?) and was classified as a more expensive car each time. Comparable offers from VKB were just as expensive. : I find it funny that you immediately come out of your shell and complain about the supposedly too expensive comprehensive insurance. But you don’t even consider the unlisted costs for wear parts like tires, brakes, etc.