That may well be. It's currently in vogue to silence people with uncomfortable truths. I expect nothing different here either. Lockout or not, this forum means nothing to me. It's purely an advertising platform. Anyone who needs that, please go ahead. For me, there are hardly any news or advice here. I could help one or another with a few well-meant tips, but that is not in the interest of the forum operators. More or less, advertising partners are to be introduced to new victims, who can be taken advantage of again and again. Or as we say so nicely in our construction trades circles: Every day a fool gets up, you just have to find him! So, now off to the favorite forum, where it's more about solid things. Hated by banks and financial advisors.