Construction costs are currently skyrocketing

I see it differently: the blanket statement may apply to metropolitan areas, but not to smaller communities. Although they can build a few percent of apartment buildings (and they do), since jobs are not concentrated there, the structure consists of single-family homes.

And on top of that, in these areas the land doesn't cost more than the house. It also makes no sense to talk about being unecological and land consumption when you take a closer look. The industrially farmed potato field is simply not a valuable habitat. My garden will easily surpass it in terms of animal-friendliness. In metropolitan areas, of course, it looks different. When the last gaps are filled (or, as they nicely say, densified), something often gets lost.

:rolleyes: .. there they are again: the horrendous interest rates 2.5%/25 years :D … this is already becoming a running gag :cool:

At these prices?
I took out 350,000, repay 3.5% at 1% interest rate... that's 1,300 EUR per month for 25.5 years.
At 2.5% interest, the term extends to 33 years.

So I pay 8 years longer, for no added value.

One comes from a time when there were still houses for 200T DM and one earned 70k DM. Don't get me wrong

I am paying 8 years longer for no added value at all.

But she doesn’t raise it the same way with 2.5% :) And what do some people say: You don’t have to, no one is forcing you ;) just a little joke :cool:

That doesn't make it "high" at 2.5% though :)

Yes, because the combination of purchase prices/interest rates is interesting. And compared to 1% a year ago, interest rates have just increased by 150%.

Yes, because the combination of purchase prices/interest rates is interesting. And compared to 1% a year ago, the interest rates have just gone up by 150%.

There were already some great posts on this topic here a few days ago… the topic has also now moved elsewhere ;)