Construction costs are currently skyrocketing

But economic growth, prosperity growth, best Germany of all time.... why is it then that as an average earner it becomes increasingly difficult to afford a house? Even before February 2022, it was like that. The money is there, it’s just that more and more is with fewer and fewer people, the rest have to save.

As an average earner, you can still definitely afford a house today – the only question is what demands you place on yourself and the house. I am currently renovating – complete renovation with all the bells and whistles. Also energetically. Also as an average earner with about €4,600 household income (soon less due to a child on the way) and can easily afford it – but I also work four times a week after work and on weekends for hours, so that in the end well over 1,000 hours of own work are done by all helpers combined, I have no construction management and take care of everything myself, compare prices, make phone calls, learn things, ...
And the place is only 120 sqm (admittedly with basement and garage) and dates from 1927. Most people wouldn’t even look at such a property anymore because it’s not good enough. The issue is demands. Preferably new build, 150 sqm, double garage, basement, three bathrooms. Individually planned by an architect and ideally no work done by yourself. Due to the building boom of the last 10 years with low interest rates and relatively affordable prices, a certain mindset of entitlement has developed that simply does not correspond to reality. That was a phase! And it won’t come back anytime soon. As someone stuck in the past, you can cry over it, or make the best of it. Honestly – we are doing well. We just often don’t notice it.

Many buddies built 5-6 years ago – huge places, really cool houses. Unfortunately, I missed that time, but that’s just how it is. I have to be satisfied with something smaller. So what?

The world where a net income of 4,600 is something like an average earner, that is where I would like to live! That is already good or very good earnings

The world where a net income of 4,600 is considered that of an average earner, that's where I would like to live! That is already a good or very good salary

Household income! This generally means that either 2 people contribute salary and/or things like child benefits etc. are included.

The median household income is around 4,000 EUR. Maybe 7% of all employees earn 4,600 EUR net.

So we are now moving forward again with offers. Today the heating/heat pump;

Heat pump: €14,529 (Viessmann Vitocal 200-S E10
Heat buffer storage tank €977 (300 liters)
Heat pump accessories: €7,939 (base, covers, etc.)
Underfloor heating: €6,262 (two full floors fully installed)
Heating pipework: €3,564.52

In total, we had planned €5,000 more, so of course it's great if it ends up cheaper.

Nanu nana. Apparently, the BMWK does not necessarily go by expertise, but rather by which acquaintance needs to be given a high-paying position. A friend, a best man, the offspring of a relative.

That makes me all the more certain that it doesn't work like that with expert reports ;)
Or with the professors one listens to... and which ones not...