Construction costs are currently skyrocketing

  • Erstellt am 2021-04-23 10:46:58

Crixton

2022-04-21 10:26:53
  • #1
 

thesit27

2022-04-21 10:31:51
  • #2
€1500 installment with the interest? What loan amount and what repayment are you calculating with?
 

Benutzer200

2022-04-21 10:33:32
  • #3

Then be glad that you live somewhat out of the way ;)
 

Kati2022

2022-04-21 10:36:42
  • #4
Yes... I know that. At the end of February, I asked here whether I should rather take 10 years fixed at 0.74% or 17 years at 1.11% (loan-to-value under 50%). Most people advocated for 10 years. Phew... luckily I chose the longer fixed interest period. That was also the last moment for the favorable interest rates. I spoke with my advisor last week. If I had signed just now, my installment would be at least €300 higher... :eek: Now I only regret that I didn't take more credit. Prices are exploding, I hope I won't have to refinance...
 

Georgian2019

2022-04-21 10:38:02
  • #5
I would always base the installment amount on the household net income and 30% as an absolute maximum. Although personally, that would already be too high for me. House/apartment/rent is not everything in life.
 

Georgian2019

2022-04-21 10:40:00
  • #6
I would have to take out a loan of €329,000 today with a term of 30 years and fixed interest.
 

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