Construction costs are currently skyrocketing

I don't know anyone who would willingly work even one day longer.

Those are the ones who come to work every day with a long face "uffer arweid sin," right? With that attitude, it's clear. I know some who either work longer or even return to work...

Who wants to pay rent from their pension later on? Probably no one voluntarily.

That's where I also see the disadvantage of condominiums if you want to continue living in them yourself. At the latest in retirement age, the amount of the "Hausgeld" can cause difficulties. I know owners of owner-occupied condominiums who had to pay double the "Hausgeld" that I paid in rent.

So those are the ones who show up every day with a long face, "uffer arweid sin," right?
With that attitude, it's clear.

Not necessarily. Some people can simply imagine something else in their lives besides the daily grind of work.
There is the question: Do you live to work, or do you work to live?
And if the latter applies to me, I am happy if I can live without work as well.

Some (many) are also in such poor health that they hope for some relief during their leisure time.

Voluntarily working again later on is a different matter. You do it so that leisure life takes priority. I do that too, but in a way that allows me to manage my time and/or do work while on the go.

Sometimes working conditions, the work environment, the work itself, etc., change, and not everyone can just switch. That then has little to do with attitude.

I just read: Interest rates for 80% financing are around ü3%...

Do you also do it under 70.... :(

I know owners of self-occupied condominiums who had to pay twice the amount of service charges that I paid in rent.

The big advantage of the service charges is that the property manager forces you to make maintenance reserve contributions. Many single-family homeowners tend to ignore this, and when suddenly €20,000 is due, there is a lot of complaining.

I also see the disadvantage of condominiums when you want to continue living in them yourself. At the latest in retirement age, the amount of the "service charge" can cause difficulties. I know owners of owner-occupied condominiums who had to pay double the service charge compared to the rent I paid.

And then I see my father, who alone spends 250 euros per month on heating oil for his house. This amount is higher than our service charge including maintenance reserve, garbage, water, TV, janitor service, electricity, and heating for three people.