Construction costs are currently skyrocketing

Prove me wrong... just like with the settlement cracks...

Actually, I wanted to remain composed and respectful, but somehow I feel like you want to ridicule this, and not even in the original thread.
With that, you have outed yourself after all.
Very weak…

At the entrance of a new housing development near me, a prosperous small town in northern Thuringia, there was a sales sign for building plots. Building plots were advertised there for 89 euros per sqm. I might have considered buying a plot to build a house on it again. A Dan house seller was just installing an advertising sign, and we struck up a conversation. The plots now cost, only months later, already 149 euros. That is of course too expensive for me.

In addition, there are developers and building obligations. Meanwhile, everything has been sold, and there are only a few unfavorably located leftover plots.
At least that's settled there for now.

Financing costs have roughly tripled now with rising prices. Nevertheless, prices are not falling for the time being.
Since I am watching the market, I am naturally waiting for a good bargain. I do not need financing, so rising interest rates do not matter to me.

At the moment, the portals are being flooded with very well-equipped properties that are 5-10 years old. Really very stylish to look at, but currently hardly affordable.

I suspect that these are the ones who have taken out large loans and now cannot manage the follow-up financing. Unfortunately, at the prices being asked, the desired buyers will probably also be rare to find.

Those who financed 5 years ago are not yet affected, and those who financed 10 years ago had about 2.5-2.6% back then, but construction prices were lower, so rather divorces—this is what I observe a lot in our area.

Even cash discount was included

Our general contractor also includes that for every partial payment.

Anyone who financed 5 years ago is still not due yet, and those who financed 10 years ago had around 2.5-2.6% back then, but construction prices were lower at that time, so more divorces—that’s something I observe a lot in our area.

Exactly. In 5 years, the situation could look completely different again. Looking right now, at the beginning of 2012 interest rates were at almost exactly the same level as today. 3.7% for a 15-year fixed rate.
Those who financed 10 years ago earn at least 25% more today than in 2012, have a significantly better equity situation (property value has increased, 20-30% of the loan has already been repaid) and should therefore have little difficulty with follow-up financing.

I consider this panic-mongering about follow-up financing to be fairly unsubstantial. If interest rates are still at 4% or higher in 5-10 years, then the panic can begin. Because then all those fixed-rate agreements at 1% for 15 years will expire. Although these financings are precisely the ones that inflation erodes well.

IG Metall has achieved 8.5% for 2 years, plus a special payment. So my loan is already 10% "cheaper" for me now. And I still have 12 years left. So I see this quite relaxed.

Anyone who financed 10 years ago is earning at least 25% more than in 2012 today and has a significantly better equity situation (property worth

Do you know more than I do? Welcome to reality. Not all companies are bound by collective agreements or pay more according to inflation. But I will now tell my boss that MisterD said that I should get a raise.