There hasn't been any report on the interest rate chart at Interhyp for a long time. Currently, interest rates are rising again after a slight setback.
20-year 3.76%, 15-year 3.72%, 10-year 3.55%, and 5-year loans 3.54%.
Kfw-124 now also stands at 3.99% effective for 5 years and 3.78% for 10 years.
We are still interested parties in a developer’s townhouse project. It looks like the contracts might actually come through now, and we still have financing at 3.59% effective with a 15-year fixed interest rate for about a 90% financing, which we hopefully will lock in on Tuesday (we have the contract documents here, we could send them by mail, but we will personally submit them at the bank on Tuesday). The conditions come from our inquiry of September 8th (after that, we had a few days to send documents. Then there were 2-3 follow-up inquiries, where there was always some pressure because otherwise, they would have adjusted the conditions upwards, but we were always within their deadlines and now, as said, we have the contract here with exactly the conditions from three weeks ago). Honestly, I assume that if we were to request conditions today with the same data, the offer would be about one percentage point higher. Pretty crazy for a three-week difference.
I’m also curious how it will continue with the other units from the developer. I think some of the current interested parties have secured their financing some time ago. We were worried because the developer contract was delayed (they didn’t want to make contracts before submitting a building application, and the city blocked it for a while for some reasons), and we were simply afraid that it might fall through completely or the developer would increase the prices and then we’d have a hefty penalty payment to the bank or alternatively have to refinance heavily. Others were braver and just finalized financing... now it looks like the developer will keep his promises (we have a preliminary draft and are supposed to receive the personalized contract from the notary next week). In that respect, if we had dared, we could probably have financed cheaper in mid-August, but it was just too risky for us... What is also striking is that nothing at all has happened for weeks with the units that have not been reserved yet. I’m curious how that will continue.
I read it differently... but it doesn't have to be correct.
Although with the jump up in the market (yesterday/today), these rates are already outdated again. The bank’s entry rate today for 10 years is 3.25%. If the bank does not want to take a loss, it charges significantly more than 3.55% or uses this rate as a teaser offer for full repayers in 10 years for a real loan with excellent creditworthiness.There hasn't been any report on the interest rate chart at Interhyp for a long time. Currently, interest rates are rising again after a small setback. 20 years 3.76%, 15: 3.72%, 10: 3.55%, and 5-year loans 3.54%.
Have the €30,000 for the special request catalog, which will be due in 2 months, already been taken into account?
Nothing - I just can't delete it anymore. It shouldn't have been there at all.I'm currently at a loss, what does my quote in your post #7,906 have to do with the interest rate chart?