My comparisons have also shown that a separate meter for the heat pump is not worthwhile.
You can, for example, enter what you pay per year for 7000 kWh household electricity:
in my case €1519 / year.
Or for 3000 kWh household and 4000 heat pump:
€885 + €757 = €1642 / year
Even with 3,000 kWh + 5,000 kWh it doesn't get much better:
together: €1721
separate: €885 + €935 = €1820
Even with a gigantic 7,000 kWh heating electricity (3,000 + 7,000) we have not yet reached the break-even point.
together: €2125
separate: €885 + €1293 = €2178
The meter and installation cost money too. In addition, the heat pump has to be sized larger because of the blackout times.