KfW BEG funding stopped 261, 262, 263, 264, 461, 463, 464

I know many who go to Switzerland to work. They all laugh at us.

I also know some. Many of them are unhappy with life because they spend way too much time in the car or train, get cut off by the Swiss colleagues (foreigners after all), work a few more hours per week and have a few fewer holidays as a result, and something like job protection basically doesn't exist in Switzerland. And in the border area, salaries are not as Swiss as you might think because the cheap foreigners (i.e. Germans) ruin them. From my office, it's 500m to Switzerland (well, you have to swim across the Rhine for that), but I do not regret that back then I didn't just look at the money. PS: do you actually go to Switzerland and if not, why not?

To summarize the discussion here sarcastically. There are two types of affected homeowners by the cancellation: - The subsidy was anyway just a sweetener for those who can afford it anyway and then invest the subsidy amount in ETFs, double garages, swimming pools, or other extravagances. These people are too rich anyway and absolutely deserve that the subsidy is abolished. A subsidy should actually serve to help people who could not otherwise afford it to build energy-efficient houses. - Those who, due to a measly xx thousand euros less subsidy plus pointless costs for the energy consultant plus costs for now required replanning to a lower energy standard, now question the entire construction project because they can no longer afford it, are in any case beyond their financial means with the construction project. Anyone who cannot afford to build 40+ standard without subsidy should not do it from the start. The subsidy was not intended for such financial risks. It serves the financially weak people right that their house of cards is now collapsing. Really bitter how some argue here with barely disguised malice. By the way, I am not affected myself...

The measly XX € are 75,000€ more for two residential units + the described redesign costs. Do you have any idea what impact this has on the financing of a family with one income? So please save your malicious babble. Thanks.

Bought the plot in the trust that I could build according to KfW40.

Sounds of course anything but nice, but if you financed so tightly, then tough luck. The general contractor can also go bankrupt, someone can become unemployed/unfit for work, the soil can be contaminated and the landfill fees endlessly high, or or or. There are thousands of examples that are not chewed over on 68 pages. How often have I already lost money because suddenly something was scrapped, canceled, or not adhered to... A current example would be the funding for charging stations. I certainly won’t make any friends now, but sorry, personally I found the funding program ridiculous anyway. As has already been partly explained here, almost everyone built to the standard anyway and just treated themselves to thousands of euros at the expense of the general public. When I see everything that is funded, I could puke anyway. Smart home is my personal cherry on top. In the end, I pay for gimmicks in a private home that bring absolutely nothing to the general public. Spending several billion on something like that is, in my opinion, simply a waste. The same game with the funding for electric cars, but okay, let’s try to stay somewhat on topic. Such subsidies must, in my opinion, be linked to income and assets. It cannot be that families with several hundred thousand annual income receive government support. A sensible subsidy is, for example, the Baukindergeld. That can gladly be even higher. Then comes the argument about the environment. Heard so often in my circle of friends that people want to do something. That really gets on my nerves too. My goodness, if you care so much about the environment, then you simply don’t build new at all, but buy existing property, and that’s it. But no, then the floor plan doesn’t fit. :p Sometimes I can hardly believe what palaces people actually want to build here and now complain about 50k? Really? Maybe one can also remind oneself who actually builds. People who - theoretically - are already doing well enough.

even manages to write the content of my sarcastic post here completely without irony. And doesn’t even notice...

Defames both the financially strong and the not so financially strong builders in the same post. Wow :-)

The measly XX € amounts to 75,000€ more for two residential units + the described replanning costs. Do you have any idea what impact that has on the financing of a family with one income? So please save your schadenfreude babble. Thanks.

Why two residential units? With the current interest rates, that's about 300€ more per month. For whom are you building a residential unit if only you bring income home?