KfW BEG funding stopped 261, 262, 263, 264, 461, 463, 464

So playing the victim here doesn't fit if you're being honest...

My life experience: Those who make such remarks about others' misfortunes are also the ones who scream and complain the loudest when something goes wrong for them.

I consider it, to put it mildly, inappropriate to compare the cessation of public funding (even if unannounced) to "kicking someone while they’re down."

Put your energy and money into planning and construction instead of a lawyer and a hopeless legal battle.

...and please reflect once again on your approach to planning. Sure, you can wait until the preferred general contractor is available, but that inevitably comes with risks (interest rate increases, loss of funding, price increases), which unfortunately have now materialized for you. So playing the victim here is not appropriate, to be honest...

On the one hand, we are supposed to spend even more time on planning and construction (the latter has yet to begin), and a paragraph later, we are criticized again for that—which is somewhat amusing.

I didn’t want to elaborate on this, but to finally set the record straight about the “long” timeline of our planning: Waiting for the general contractor was not the sole and exclusive decisive factor. Alongside a full-time job, we founded our own company in 2019, expanded our family by two children, and I studied part-time at the university. Oh yes, a temporary housing solution during the construction period had to be found, and the demolition of a contaminated old building that we were still living in had to be planned. Oh yes, there was also the effort to estimate an optional renovation of the existing house that had to be done simultaneously. I don’t know if others flipped a coin for their house construction, but for us, there were several things to organize and handle before we could really get started. Price increases have been omnipresent since 2019 and were constantly adjusted in the rolling planning; I am not complaining about that—that was also clear to us. Regarding the funding, I stick to my original opinion and how we handled it. How you ultimately see it is your opinion, which we respect. As for the legal assessment of the issue, we prefer to leave that to a professional. One is only a “victim” once they have already given up. We prefer the word “defrauded.”

Just a stupid question: so far the main contractor hasn't gotten in touch at all, would you really go to the press already? I think I wouldn't want to wake sleeping dogs. Therefore, instead of the press, I would have contacted consumer protection.

We would never have the nerves...

Well people, what does "not understood" and "sleeping dogs" mean – this was not a right of withdrawal but a "resolutory condition". The relevant contracts have expired! I definitely wouldn’t just wait this out now but start working on a Plan B! Building Code § 158 (2) If a legal transaction is made under a resolutory condition, the effect of the legal transaction ends with the occurrence of the condition; at this time the previous legal status is restored.

That’s how we see it too...

I assume most main contractors haven't understood this yet. Back then a clause was written in because that's how it should be and then they forgot about it. But I firmly believe that this will spread in the next few weeks, on TV or not

I also firmly believe that this will spread very quickly in the industry. I just had the hope that our Ministry of Economic Affairs would learn about it beforehand, because I am pretty sure they haven't figured it out yet, why else just think ahead... Hence the press... That's why I ask again, who can name me a politician who might have a serious interest in this?

I also firmly believe that this will spread very quickly within the industry.

Well, I see it more differentiated. Given the current market situation, many entrepreneurs are glad that they might be freed from price fixing. On the other hand, many projects are no longer being realized.

As far as I have gathered, at least in the world of prefabricated house builders, the situation is quite dire because many contracts in Germany are now void.

The question I ask myself is a different one: After the funding stop at the ministry, the house builders created a wave. To what extent the issue with the "resolving conditions" was pointed out in the current situation or whether it was even welcomed should be examined.

I’m asking again, who can name a politician who might have a serious interest in this?

Well, what is serious interest… There are no elections. But with something like this, you naturally look at the opposition. Every party has a spokesperson for building policy. The Union has heavily criticized the funding stop from the start, partly because they blame the previous government for the mess. So the spokesperson for building policy of the Union would be a possible addressee, for example. That is Dr. Jan Marco Luczak. Just google what he says about it, and then maybe write to him.

I didn't necessarily want to spread this

You don't need to justify yourself here. Statements like those from usually come from people who have everything settled and/or have completely lost any sense for this period. As if anyone would deliberately drag out such a stressful phase as building a house and the associated correspondence, conversations, etc. Saying "you simply waited too long" is just antisocial. I also think the funding needed reform, but the "how" is hardly possible to execute or communicate worse. Legally – my gut feeling tells me – there are probably hardly any options. However, I would be quite interested in an expert opinion on this.