What has been applied for since November hasn't been paid out yet, right? Or at least not for the most part.And how does that fit together then: 20 billion additionally applied for since November alone. Total funding in the budget for BEG since 06/21: 11,x billion EUR?
Because we also definitely counted on the funding and planned with a real granny flat, that means €75,000 less money available. We haven’t submitted an application yet because the house builder hasn’t managed to prepare the materials for the energy consultant in three months. We could probably get out of it with him, of course only minus architect and many other thousand euros loss, but it might possibly work.
We’re clarifying the situation with the bank today, just wanted to ask about our chances here beforehand...
How high could such a penalty payment roughly be in %?
What’s the point of such discussions? Your building application has (according to your statements) a building permit. That is and remains the current legal position for you and the building authority! There will be no interventions in the rights of citizens that “exist” from the past in this country.
An approved commitment from the KfW is binding for both parties, provided you adhere to your own specifications and the conditions and requirements set by the KfW. Because it was exactly under these points that you were given a commitment.
Applicant 1 with application on 23.01 and immediate automatic (system generated) approval.
Applicant 2 with application on 18.01 and by random selection in the manual review; currently without approval.
Why does Applicant 1 then receive the subsidy and Applicant 2 not?
That’s arbitrary, isn’t it, or am I missing something? Can someone explain this?
Certainly not Neuschwanstein, the builder is said to have gone under, so they say.What is the name of that great place to live with a happiness guarantee again? Neuschwanstein? Disneyland? Just in case I should ever come by there.....
Demolition is a key measure for decontaminating building grounds containing construction debris that cannot yet be deposited at once. What not even anyone dares to fill with refugees, that can really go away.The large housing cooperatives receive 100 euros per square meter of living space in subsidies when they demolish apartments. Who on earth is supposed to understand that?
From a funding logistics perspective, these funding programs, which attracted a mass of small players, were actually a complete disaster from the start. The "little man" will presumably be pleased that behind closed doors it is now first being hatched how the subsidies can be tailored in the future to the powerful market participants without "scatter losses." I do not worry about the energy consultants, they will keep stamping until Corona allows their return to the profession they learned as butter cruise animators ;-)It is shitty, but in the long run many were deceived for a long time into thinking that building is feasible for every young family. However, the benefits did not primarily serve the families, but the companies. And created the dubious sector of energy consultants.
Not really, we have now had the appointment with the bank. It’s bitter and would mean that our entire equity would be burned (well over €100,000). Unfortunately, I can’t provide a derivation, but the amount is even stated in the Sparkasse contract under "Early Repayment". Now we have to recalculate, but it will probably mean that we will have to give up... This is hard, in the last nine months we have done nothing else but deal with the house construction, so much wasted time, worries and heartache, but refinancing so much money is simply no longer feasible for us... My hate is enormous and I have read every post here, despite all the correct arguments here: suddenly scrapping the subsidy also for50
How about selling after completion? It could mean less than a 100k loss if you're lucky. And the bank can have the realtor handle the sale.Now we will recalculate again, but it will likely mean that we will have to liquidate...