KfW BEG funding stopped 261, 262, 263, 264, 461, 463, 464

Grandma would have to live somewhere (barrier-free) without you as well. So she will have to be able to afford rent. One way or another, otherwise she would be homeless.

Who else can afford this (renting apartments here is not an option, as none are available), we certainly can’t just like that.

Of course no one, because I don’t think it’s normal to give away a new apartment to elderly people who can no longer manage on their own. It’s nothing else. And yes, you have to be able to afford this generosity tough as nails. Even with regular paying tenants, a granny flat in a new building is more of a loss-making business.

Sorry gross, not net ;-) And wealthy is a flexible term. My grandparents have a big house and my parents have a house. Is that already wealthy?

ok, that sounded like net. that would already be absurd.

I have a question that I don't really know where else to put...

Since unfortunately there is nothing available at the moment, we are now currently looking at what we can/should do...

We want to build 140-150 sqm, controlled residential ventilation is fixed. Now the question arises whether to go for Standard 40 or 55... There might possibly be a connection obligation to district heating (biogas from several farmers) (prices of course unknown). If that doesn't happen, it will be an air-water heat pump.

Our builder charges about 20-23k for the jump from 55 to 40.

Is it possible to recoup the additional costs over a lifetime? I have also read that district heating is usually significantly more expensive than a heat pump – does anyone have experience with this?

Thank you very much

I have been thinking about what you wrote. It makes me a little speechless that someone from apparently wealthy, familial circumstances with over 8000 euros monthly income aims for a repayment of a maximum of 2500 euros and talks about having to stretch themselves EXTREMELY "from their own side." And then calls critics naggers. Where is your consumption restraint? Your painful sacrifices?

I also find the appearance of Hauskauf87 somewhat unsympathetic. The step from the anxious and depressed rollback person who reconsiders their greed for money (in September) to the ETF major investor is only one KfW subsidy away. ;) With regard to the mood of some in the topic, who currently have to give up their dream (due to less luck in the “drawing”), I think a bit more restraint would do you, Hauskauf87, good.

Our builder charges about 20-23k for the jump from 55 to 40. Can the additional costs be "recouped" in a lifetime?

Most likely not. Heating costs would have to rise significantly for it to be worthwhile.

I also find the appearance of Hauskauf87 somewhat unsympathetic.

The step from the fearful and depressed reversal broker, who reconsiders his greed for money (in September), to the ETF major investor is only one KfW subsidy away. ;)

Considering the mood of some about the topic, who currently have to give up their dream (due to less luck in the "drawing"), I think Hauskauf87 could use a bit more restraint.

Why ETF major investor? Did I miss something?