Hangman
2021-11-04 13:40:09
- #1
Please no hundredth discussion about the great double funding for two residential units. In principle, it is quite simple: if you really (!) want to build two residential units, then these two units must also be separate from each other. That means separate heating, utilities, ventilation, requirements for fire protection, escape routes, etc. This is not only stipulated by KfW, but also by state building codes, tenancy law, etc.
If the second residential unit is only pseudo-executed to snag the funding, you could theoretically limit yourself to the KfW requirements – but then you might have the above-mentioned problems later when renting out (if this is intended). But even then, you have the problem that the expenses for such a second residential unit are usually higher than the second funding.
Conclusion: if two residential units, then really proper and actually rent out. If you only want to build a EFH, get rid of the pseudo granny flat.
If the second residential unit is only pseudo-executed to snag the funding, you could theoretically limit yourself to the KfW requirements – but then you might have the above-mentioned problems later when renting out (if this is intended). But even then, you have the problem that the expenses for such a second residential unit are usually higher than the second funding.
Conclusion: if two residential units, then really proper and actually rent out. If you only want to build a EFH, get rid of the pseudo granny flat.