KfW BEG funding stopped 261, 262, 263, 264, 461, 463, 464

At the Federal Ministry of Finance, however, it was said in response to inquiries that at the beginning of January, an additional 6.6 billion euros had been approved for the energy efficiency program. "These were spent." Additional taxpayer funds could not be committed due to budgetary targets. Through his spokesperson, Lindner stated that he supports "the initiation of a targeted and effective follow-up program." Incentive effects and predictability must be reconciled on the one hand with the state's fiscal limits on the other.

Regardless of a complex assessment of this suddenly decided funding stop, an older and repeat builder wants to tell those who are now considering canceling their entire construction project because of this that they should perhaps rather think about possible savings and changes to the planned project instead of canceling it completely. Please don’t misunderstand, it remains highly annoying for the individual, but KfW also always means a certain amount of compulsion and time pressure. Our house as a young family stood unplastered for two years at the time, and the outdoor facilities were missing for much longer; this was standard back then. Perhaps not nice but at the same time still sensible, because the house could dry out completely during that time and we had to raise the necessary costs later (savings). In our current building area and elsewhere, I hardly see such things anymore; rather, I see houses completed down to the last fence post after just a few months. We and many others also needed 8 years for that; it happened gradually, which had financial as well as design advantages, because you could calmly work on it at your own pace and take plenty of time to think about the design of the individual things. Furthermore, I found a really high sum at our house back then that I wouldn’t have had to spend without getting a worse house as a result. Especially in haste or under pressure, you often decide on the more expensive solution because after all, you also want to finish at some point. However, this time window of "getting finished" has practically imploded in recent years, so that you would almost be considered a "loser" if you left your house unplastered for 3 years. Maybe one just has to learn to endure this feeling because societal pressure, also in building and also on us adults, is undoubtedly real! Again – the situation with KfW is definitely personally annoying for every affected person!!! But when I look around my almost finished new building now, I realize that even I, despite my seemingly endless wisdom, have had a lot of stuff installed or quickly done that wasn’t really necessary to still have a nice house. In our case, however, a waiting time of 8 years would already be considered more unrealistic than, as a young family, a quite sensible option. Not to be overlooked is the pressure (on me as well) that builds up when "consuming" such a forum here if you at some point believe you have to have all these much-discussed things in order not to have a bad house. Between black and white, there is always a lot of beautiful gray, as Loriot already knew to report.....

In our current development area and elsewhere, I hardly see anything like that anymore; rather, I see houses completed up to the last fence post after just a few months.

Perhaps you missed that the price development in construction is now completely different than in 1980 or whenever. What you postpone today will cost you significantly more next year. The 5% inflation we currently have is not enough for that. So you move your projects forward as early as possible. If there is still money left, why not?

God, how I love it when the old-timers compare their time as builders, when a basement cost a price-stable 15,000 Deutsche Marks for years and you could still negotiate hard with craftsmen, with 2022...

Our house as a young family stood unplastered for two years at that time, outdoor facilities were missing for much longer, that was standard at that time. Maybe not nice but at the same time still sensible, because the house could dry out completely during this time and we had to save the necessary costs later on. In our current development area and elsewhere I hardly see such things anymore, rather I see houses finished down to the last fence post already after a few months.

I have my doubts that much can be saved there. Rather the opposite, if as a builder you then have to find the tradesman yourself and he no longer gets orders regularly via a general contractor/architect. And seriously, saving on the installment... that's no business. If you now save another €10,000 for outdoor facilities after moving in, you get 0.0001% interest on that. It’s smarter to take it up right away and do it. What I do advocate, however, is doing things like outdoor facilities yourself. Paving is no rocket science, you can also easily build carports yourself. And then maybe not always choose the most expensive ;)

I think the idea of what young building families can supposedly afford in terms of extravagances is also strongly distorted by a few visible examples. It’s a bit like the accusation that you can’t afford a house because you always need the latest smartphone. Of course, there are financially well-off show-offs or people seeking help in forums who want to check every box behind all the must-haves. But there are also many who improvise much more.

Am I mistaken, or would it now be the decision of the FDP-led Ministry of Finance to increase the missing funds? Everyone is currently targeting the Greens, but ultimately the ministries have to manage with the allocated funds? No money, no cookies problem?

You are somewhat mistaken. The budget plan must be approved by the Bundestag. This is supposed to happen in May. Also, the Ministry of Finance cannot just arbitrarily provide funds.