Mathematics is not really your strength now? The price is completely irrelevant in the equation. I only used it as an example so that everyone can really imagine it.
Then the apartment just costs 320k and an investor pays 320k. An owner-occupier with two children also pays 320k but gets 24k back from the state.
In the end, the owner-occupier is definitely (!) much better off compared to the investor. This is a subsidy that makes sense. Municipal apartments for owner-occupiers.
A 150sqm palace in the countryside should ideally be additionally taxed right away. The thing will be worthless in 50 years because no one lives in the countryside anymore. Economic madness, new construction in regions with shrinking populations. And please don’t list the last three years where the population numbers have risen everywhere because of refugees. It’s about the fact that many regions in Germany are structurally shrinking, not just the countryside by the way.
But you are aware that an "investor" enjoys completely different tax advantages than a normal employee with children. (e.g., depreciation of new build over 50 years at 2%, which would be 6,400€ annually on 320k).......
It should be clear that the ordinary citizen with children contributes more to the overall economy than an investor.
But that is too off-topic.
I find the discussion about the square meters that should be subsidized simply pathetic.
At the end of the day, very creative people will find ways to calculate the living space "differently." And then even the "palace" becomes eligible for subsidies.
Although I myself with 2 children have just under 160sqm, and that without unused rooms. I don’t want less.
But maybe one has to get creative by simply equipping the basement with daylight but declaring it as a technical room, laundry room, hobby room.... :_)
Who is supposed to check that again?
In my opinion, a means-tested consideration in combination with the number of children would be better....
Or a simple variant:
- Income-independent: basic amount X per child
- Income-dependent: special allowance Y per child
= Total subsidy "sum X + possibly Y" - done
Checking such a condition is surely much easier/faster than building plans, permits, random on-site inspections....
Our bureaucracy knows no limits anymore.