Wait with the building application because of the child construction allowance

The better earners simply buy the land, those with less money receive the subsidy: where is the middle class???

Anyone who writes something like this obviously has a distorted perception of what "middle class" means. After a brief research and using a net income calculator (reverse calculation), the median taxable income in Germany for households with 2 adults and 2 children is just over €62,000. If the middle class extends up to 150% of the median, that is quite a way from the income limit.

Anyone who writes something like this obviously has a distorted perception of what "middle class" means. After a brief research and using a net income calculator (backwards), the median taxable income in Germany for households with 2 adults and 2 children is just over €62,000. If the middle class extends up to 150% of the median, that's still a good way off from the income limit.

I agree completely. The middle class cannot afford a single-family house with land for €550k and more. Mind you, with equity and healthy financing. Of course, you can also commit harakiri with a net income of €3500 without equity.

great. We received our approval from the district office in March. So no €10,000 because of 3 months. Makes you want to cry

Just an idea, no idea if it works: submit again. But whether half a year delay justifies €10K...

On the subject of fairness: There has to be some hard criterion (income, timing, etc.) to determine who gets in and who doesn’t. Of course, borderline cases are understandably very upset. But it is precisely these who then beg for exceptions, even though the principle of equal treatment stands against that and excludes exceptions. But fairness is a tricky thing when you are on the "wrong" side.

I see it the same way. The middle class cannot afford a single-family home with land for €550k and more. Mind you, with equity and healthy financing. Of course, you can also commit harakiri with €3500 net income without equity.

There is no birthright to the dream property in the desired location.
Apart from that, the real estate market is also subject to cycles. It is simply not a wise time right now to want to buy or build.
That can look completely different again in 5 or 10 years.
There is a saying in stock trading that when amateurs and those who actually cannot afford it enter, a price correction is imminent.

The stock market is voluntary, but homeownership is a basic need. Of course, you don't need a single-family house, but sometimes even apartments are difficult.

And often you need criteria and limits. But the problem is another. These kinds of subsidies and grants are always rubbish. Whether agriculture, real estate, or other subsidies.

It would be better to reduce the general costs from which everyone can benefit.

This double and triple taxation of the middle class contributors really gets on our nerves too. That we have a very high household income, no one gave us that. And when I look at my payslip every month, I do wonder if the state has the right to take almost 50% from me!

The middle class/upper middle class is being squeezed. The poor stay poor and the rich stay rich. Civil servants remain privileged.

Still, I am happy for families who have a little less and are supported this way. Better than sending the money abroad..

Anyone who writes something like this obviously has a distorted perception of what "middle class" means. After a brief research and using a net income calculator (backwards), the median taxable income in Germany for households with 2 adults and 2 children is just over €62,000. If the middle class extends up to 150% of the median, that is quite far from the income limit.

I don’t believe any statistics that I haven’t faked myself.

If you receive Baukindergeld with 4 people earning up to €105k, then I have interpreted that to mean that it is meant to support those who otherwise couldn’t afford it. For me, the middle class lies above that, because they should be able to afford it without subsidies.

Fictitious example thus: 2 full earners earning €70,000 and €45,000. No Baukindergeld.

One stays at home, the other keeps working. Subsidy.

So I slave away part-time, accidentally increasing our income to €107,000, and for that I lose €40,000 in benefits; I would rather have stayed at home.

Unfortunately, only income counts; what if my parents have a lot of money or I have money in the bank?

That happened with the building plots: the cutoff for a high score was an income of €80,000. Now somehow the wrong people were awarded: student couple without income, mom and dad pay for the building plot. Couple, 30 years old, first child planned: nothing. Salary too high and no child.

According to the internet, by the way, the middle class is defined just under €100,000 net, you are right about that.