Wait with the building application because of the child construction allowance

The gift tax allowance from child to parents is €20,000, as far as I know. For the value above that, gift tax will be due – so it won't be worthwhile

We're in a similar situation ourselves, although in our case it concerns gifted property. It would be interesting in this regard whether the clause



is to be taken literally, as Zaba said above.

If the household [...] owns a self-used or rented residential property in Germany for permanent use, funding with Baukindergeld is not possible.

That’s actually how I read the sentence too. But, as I said, the word "Erwerb" contradicts that, and it is still restricted by referring to Germany - so my New York penthouse right by Central Park doesn’t seem to be of interest here.
And what does "zur Dauernutzung" mean in this context? Would they admit that a 2-room attic apartment with 60m² is not designed "for the long term" for a family of five?

Also interesting: What exactly applies now to existing properties? We signed the notarized purchase contract before 01.01.18, but only received the building permit for the "comprehensive renovation" in July, and of course we haven’t moved in yet. In other contexts (e.g. Energy Saving Ordinance), the special status of a "comprehensive renovation" is considered and usually equated with a new building - is that the case here as well?

I currently don’t want to work at the KFW hotline, the information sheet is somehow rubbish...

Ok, you're out immediately. All other information is irrelevant. Sorry.

Keyword: Notarized purchase contract before 01.01.18.

Ok, you’re out. All other information is irrelevant. Sorry.

Sorry if the impression arose here that I needed encouragement

I just wanted to put my thoughts on the information sheet up for discussion, as I find it anything but unambiguous. To illustrate, I used my personal case. In this respect, your respective exegeses are of course interesting, but without reasoning they are also without gain in insight for this topic, aren’t they?

Why, for example, is it so clear to you that it depends on the date of the notarized purchase contract? What about the case "existing building bought in 2017 and demolished, new building approved in August 2018"? As a twist, maybe add "foundation (and basement?) reused"

...and yes, of course, in case of doubt, everyone will first submit an application. Thread closed?