Wait with the building application because of the child construction allowance

2018-02-07 19:59:44

There are enough academics who earn significantly less in the social sector

2018-02-07 20:06:17

Phew, luckily only high earners read here in the forum, otherwise you would probably have attracted a lot of bad thoughts by now
105,000€, that’s, let’s say, 2 well-paid academics, one earning 70 for full-time, one 35 for part-time.
I just googled and found figures: The median family income in Germany in 2017 was 40,704€ net. That’s maybe 60 gross for a family(?)
Anyone above that belongs to the top 50%. That’s not enough for building a house without inheritance etc.

60 might be a bit tight. But with 70/80/90 annual income it’s doable. Just with a long loan term and cost-conscious planning. But possible!!!

2018-02-07 20:43:06

70k is not a good salary for an academic. That is the normal IG Metall collective agreement wage for an engineer with 35 hours/week and average allowances.

These are academics. And the IG Metall collective agreement is the highest in Germany and we are talking about the highest tariff group there. As an employee, you can only earn more as a (non-tariff-bound) software developer or in middle management. 70k+ is also a great salary for academics.

2018-02-07 21:22:49

These are academics. And the IGM tariff is the highest in Germany and we are talking about the highest tariff group there. As an employee, you can only earn more as a (non-tariff-bound) software developer or in middle management. 70k+ is also a great salary for academics.

Yes, these are academics. It was supposed to be an example of an average academic, and in my opinion, it is. At ERA12 B Lower Saxony, with a 10% performance bonus (which is contractually regulated as the average bonus), there is almost exactly 70k (13.25 monthly salaries). Above that, there is ERA 12C and the entire ERA13. Beyond that, there are also 40-hour weeks and shift allowances, AT contracts etc. For me, therefore, 70k is "normal" for an academic.

2018-02-07 21:35:21

A chemical engineer with 8-9 years of professional experience earns 73,000 including all allowances but is not an entry-level employee. It always depends on where you build and also where you live.

2018-02-07 21:57:45

70k is not a good salary for an academic. That is the normal IG Metall tariff wage for an engineer working 35 hours/week with average allowances.

To be honest, I would take the 70k immediately with only 35 hours. Of course, there are many positions where you earn a higher salary, but usually not with 35 hours.
At our company, the salary after 5 years is usually €76,800, but then 50+ hours are standard.

Back to the Baukindergeld, that is of course a nice thing that almost everyone would take advantage of, but I also see it that nobody would suddenly get the idea to build because of it.

Wait with the building application because of the child construction allowance

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