Wait with the building application because of the child construction allowance

With us, things continue to go up. Strongly up. I observe the development out of interest and am always amazed at the prices the houses go for (and very quickly too). We could already sell our house again this year with a big profit compared to last year (of course not net, due to incidental purchase costs/early repayment penalties, etc., but we could sell without a loss after just one year).

3. I will still build a new house myself and apply for BKG for it.

Or is 3. not possible?

3 should not work, as so far it has always only been about the initial acquisition of real estate

In our neighborhood, a house (built in 2016) was just sold for a flat 500k. It is a real "cheap build" with 130 sqm of living space on a 500 sqm plot in the suburb, without a garage or any fancy extras. The owners won a bid in the municipality's land lottery for a new development area, which is therefore worth real money.

A house (built in 2016) was just sold in our neighborhood for a flat 500k. It’s a real "cheap build" with 130 sqm of living space on a 500 sqm plot in the suburb, without a garage or any special extras. The owners received an award in the municipality’s plot lottery in a new development area, so that is real money worth.

If children lived there before, there is no child building allowance :-p (or also before, if both bought as a couple)

I just thought of something else: it is still open whether the purchase contract date or the move-in date counts? At least both were rumored in the press. And accordingly also from when you can apply: after the purchase contract or only after moving in?

I certainly hope that it is the purchase contract and that the income from 2 years prior is calculated.

I certainly hope that it is the purchase contract and that the income from 2 years prior is calculated.

Ah, you want an answer. It is the notarized contract and the last two tax returns.