Wait with the building application because of the child construction allowance

Take whatever you can get. No matter if it feels wrong or right. The state is burning billions and you want to forego €72,000 in funding as an 8!!!!-member family because it doesn't feel right?

Yes, dollar signs in the eyes...

Hm, we bought at the end of 2017, otherwise we meet all other funding conditions and have 6 children. Maybe we should calculate that for ourselves... But isn't that fraud? That doesn't feel right!

Before you jump for joy about the little house. I assume you already live in the property yourself, and it is your only own property? And you also partially financed it?

Then you will most likely come to the conclusion that it is a crazy idea (after all, the notary wants to open his wallet twice; the banks registered in the land register won't easily go along, and the strawbuyer/seller also has to play along).

Yes, exactly those are also my concerns...

There would be notary fees twice, the fees for the land registry office, the property transfer tax... And the concern about what the bank will say... Oh man, I guess we’re definitely out after all. It would have been too good to be true.

selling this and buying again to qualify for the subsidy?

If it weren't for the real estate transfer tax and the notary fees. Also, with financing, the bank has to cooperate and there might be a prepayment penalty... It's hardly worth it.

Theoretically, you can sell your house for 1€ and buy it back, so the real estate transfer tax and notary fees remain relatively low. However, the bank will probably not go along with such a game. In the end, your funding will be denied anyway, and if you then sue, there will be nothing left...

Theoretically, you can sell your house for 1€

Yes, sure... But you still have to pay the property transfer tax at least on the market value... just as a heads-up, in case someone is considering it. The tax office can't be fooled that easily.