Wait with the building application because of the child construction allowance

2018-06-27 08:56:34

I think that this very short application period will rather lead to further price increases and to an even tougher competition for plots and properties (and then the additional purchase costs will also rise; I am mainly talking here about the purchase of existing properties, where this then weighs all the more heavily), which will then quickly eat up the subsidy again. After all, the brokers and owners are aware of this and know that now they might be able to add another layer to the price. How do you see it?

I can 100% agree with this conclusion regarding existing properties. Nothing helps there.

....except buying, notarizing, and of course running to the bank this week. As soon as the law is passed, the market for existing properties will heat up.

2018-06-27 09:02:31

I think that this very short application period will rather lead to further price increases and an even tougher battle for plots and properties (and then the ancillary purchase costs will also rise; I am mainly talking about the purchase of existing properties, where this weighs even more heavily), which will then immediately eat up the subsidies again. The realtors and owners are of course aware of this and know that they might be able to add another layer to the price now. What do you think?

The market should regulate that. After all, it would be easy for a provider B to say that they are 12 or 24k cheaper. If you want this one property anyway, the Baukindergeld peanuts won't change anything.

2018-06-27 09:03:07

I can only agree 100% with this conclusion regarding existing properties. There's no point otherwise.

....except to buy, notarize, and of course run to the bank before this week is over. As soon as the law passes, the market for existing properties will heat up.

I'm not so sure about that. In our region, I notice that the real estate market has been saturated in terms of prices for about a year now, meaning it stays at a high level. Now houses are also being listed for longer periods.

In addition, the number of people eligible for subsidies will be significantly lower than currently portrayed. When I look at our district, almost everyone acquired property BEFORE the children were there.

2018-06-27 09:07:46

When I look around our district, almost everyone acquired property BEFORE the children were there.

It always depends on what was used as the basis for these 94% eligible for funding. There will certainly be couples without children now who want to have 2 children and complete the house planning in 2.5 years. It will be fun to read the next threads here.

Nothing is saturated with us yet. Prices are rather becoming outrageous. Single-family house 2015 150 sqm without basement 600k€ with a land price of 180€/sqm and 609 sqm of land. In addition, there are the ancillary purchase costs.

2018-06-27 09:17:39

Now I am seriously considering whether I should

1. go part-time in order to be eligible for the [BKG],
2. sell my house for good money to [BKG]-eligible people to benefit a little from it,
3. build a new house myself and apply for [BKG].

Or is 3. not possible?

2018-06-27 09:19:56

I just thought of something else: it is still unclear whether the purchase contract date or the move-in date counts? At least both were rumored in the press. And accordingly, from when can you apply: after the purchase contract or only after moving in?

Wait with the building application because of the child construction allowance

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