Wait with the building application because of the child construction allowance

2018-06-27 21:31:11

But it should also be clear that these are not amounts that can be managed on a household income under €5000. Especially not with 100% financing.

I have lived frugally rather by chance than by plan so far (for example no car) and was thus able to save quite a lot of equity. I can now afford a 183 sqm house, but it has to be a prefabricated house and a basement is also not possible. It would certainly have been possible as a solid construction with a basement, but then with a payment of €2000 and more risk. I think our income (me with a higher wage level at IGM and my girlfriend a sister in a children's hospital/intensive care) is good enough that we do not normally belong to the typical prefabricated house customers, but with solid construction I would have had to cut back on family planning. I don't want to know how a worker / foreman / office clerk is supposed to manage that.

2018-06-27 22:05:32

Strange Denis, with us prefabricated houses were usually more expensive than the local general contractor who builds with solid construction

2018-06-27 22:08:56

Back to the professional matter:

Despite intensive searching, I can't find any information on how things will proceed now.
It is supposed to be passed as a law next week.
Have you found more information on this?

The position paper states that the building permit enables the application.
Are there already details about the funding, whether the construction contract can be signed with 1 child if by the time of the building permit 2 children have been born?

Specifically:
We are expecting another child in September. The construction contract has not been signed yet.
Only with the additional child do we remain within the income band. We need the building permit in 2018, so that 2016 and 2017 must be submitted, since the limit will be exceeded anyway in 2018.

Also for our understanding:
For us, it only makes sense that, for example, if a 2nd child is born in 2018, the 105 kEUR equity limit for 2016 and 2017 applies and not the 90 kEUR.

Do you understand it the same way?

2018-06-27 22:09:06

Hi Arifas. So we ended up with about 20-30% more. Equipment very similar, only a dormer would have been too expensive for us with solid construction.

Just name a few numbers and names, I can still cancel.

2018-06-27 22:10:39

Back to the technical subject:

Despite intensive searching, I cannot find any information on how things will proceed now.
It is supposed to be passed as a law next week.
Have you found any more information on this?

The position paper states that the building permit enables the application.
Are there already details about the funding, whether the construction contract can be signed with 1 child if there are 2 children at the time of the building permit.

Specifically:
We are expecting another child in September. The construction contract has not yet been signed.
Only with the additional child do we remain within the income bracket. We need the building permit in 2018, so that 2016 and 2017 must be presented, since 2018 will exceed the limit anyway.
In your understanding, would it be allowed to sign the construction contract before September 2018?

Also for our understanding:
For us, it only makes sense that, for example, when a 2nd child is born in 2018, the 105 kEUR equity limit for 2016 and 2017 is applied and not the 90 kEUR.

Do you understand it the same way?

2018-06-27 22:49:36

how is the first purchase verified?

Suppose a family buys a house in 2010. For professional reasons, the family moves to another city in 2014, sells the house, and rents. In 2018, property is purchased again. How can this be verified?

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Wait with the building application because of the child construction allowance

Denis L.

Arifas

HausbauTiNa

Denis L.

HausbauTiNa

aero2016