Why don't construction prices go down?

oh, you are wrong my friend, you are wrong. I have a few colleagues who do exactly that quite successfully. Sure, they don’t earn millions and don’t trade in a way that all positions are closed overnight... but a few thousand per year do come in... Simply because they have time next to work to deal with it. That is not granted to the craftsman or the elderly nurse.

I have even sat next to some clients who actually did day trading on the side. Charts were running on his screen, I was feverishly programming and testing because, of course, everything was delayed again... and he babbled to me on the side about Fibonacci retracement, candles, and all that crap ;)

If you don’t have to live off it, but only do it as a hobby alongside work, you are much more relaxed than a day trader who has to “gamble away” his credit installments.

You didn’t understand me: If an average Joe wants to go to the stock market, he certainly can. But he just can and must not do it the way you describe above. You inform yourself, buy a position and simply leave it lying there. You buy if possible during the downturn and keep your nerves in the same and definitely do not sell.

This classic Buy & Hold is what Lieschen Müller must do at the stock market if she wants to do anything at the stock market. And that also works without spending a lot of free time on it.

The idea that you have to actively take care of your investment daily when you are in the stock market is wrong.

And THAT is not anchored in Germany, unlike e.g. in the USA. Here in Germany people often actually believe that you have to do it the way you describe above and then rather give it up immediately.

Gas tax raised back to 19%. To create incentives for switching. Dumping energy electricity paid by the citizens, so that Krupps and Musks can fill their pockets a bit more. Billions to a multinational chip manufacturer, but 100 children go to a daycare that is as big as the space for two or three cars in the car dealership. I never thought the traffic light coalition would be even more antisocial than 16 years of Merkel. And the only sensible alternative to this hubris is tearing itself apart over debates about the correct designation for the third gender. And construction costs remain very high, CO2 tax is passed on to the end consumer, as well as value-added tax and sales tax.

oh, you’re mistaken my friend, you’re mistaken. I have a few colleagues who do exactly that quite successfully. Sure, they don’t earn millions and don’t trade in a way that all positions are closed overnight... but a few thousand a year do come out of it... Simply because they have time alongside their job to deal with it. That is not granted to the craftsman or the elderly care worker.

I have even sat next to some clients who actually did day trading on the side. Charts ran on their screen, I feverishly programmed and tested, because of course everything was delayed again... and he kept bombarding me with Fibonacci retracement, candles and all that crap ;)

If you don’t have to live off it but only do it as a hobby alongside work, you are much more relaxed than a day trader who has to “gamble” his loan repayment.

Market timing does not work. There are plenty of studies on this by now. "Day trading", especially by amateurs, not at all. Maybe a lucky streak once in a while (it’s nothing more, TA is nothing but hocus-pocus or reading horoscopes...), but in the long term the percentage of success here is negligible. If going in and out, then high-frequency trading, and that’s a “somewhat” different area ;)

As some have already written here, buy and hold is the magic word. And besides Kostolany I strongly recommend listening to Warren Buffett. Not social media.

And that is unfortunately the only topic here in the forum on which I feel I can comment with some competence, after all I have been doing this in a professional environment in Zurich for over 10 years.

I did this day trading for about 2 years with quite a lot of time investment. In the end, my time was too valuable for the extra profit I made from it…

95 percent of all investors lose their money with day trading. And yes, back and forth empties pockets. Stock market wisdom number 5!

For banks, certainly a good business. There may be a few stocks, the so-called High Flyers, here and there. Tesla was such a stock for someone who was there from the beginning. In Germany, there is no stock culture. German investors are a pawn of the large institutional investors and were treated like fair game.

The Neuer Markt was one such example. T-Online also an inglorious German stock market chapter. Nokia as well. Whoever invested years ago in a Commerzbank, DB or previously in Dresdner Bank can also sing a song about it. And whoever entered VW stock at 1000 euros probably has to practice buy and hold for another 50 years.

Physical gold is the burner. Stable in value, value-increasing, universal currency.

Well, you can’t eat gold, gold does not pay interest, gold is evil. Reich citizens, Nazis, right-wing extremists. Hm!

What does it change about the fact that an office acrobat usually has more time during work to take care of their finances and other private matters than a construction worker or a geriatric nurse? Apart from the money you first have to have in order to invest in stocks or anything else?

That’s a nice bubble you float in, convincing yourself that everyone could take part if only they were as diligent and smart as you...

But this is going to hit us hard... AfD at 23% in a poll today nationwide, strongest force in Saxony, Thuringia, Brandenburg, and MeckPomm... only Haseloff is still holding on, but he won’t stand a chance anymore if gas gets suddenly more expensive in January...
... and here in the forum people muse that they are all dumb because you can operate a heat pump even in a nineteenth-century old building. You just have to want to :D

I see black for the near future... or rather brown, actually. It seems once again to be time for nationalism, as if we haven’t learned anything from history...

But what do you want to tell someone who has to choose between 21°C in the apartment, the weekly grocery shopping, or new winter jackets for the children... you can’t even blame the people for following rattlers...