Why don't construction prices go down?

I didn't claim that either!?

The abolition of the 3/5 combination also has significant disadvantages for many families:

- lost interest. Money that I, for example, do not receive in January due to the elimination of 3, I will receive again at the earliest in July/August of the following year. On average, this means a 1-year interest-free loan to the state, even longer due to the long processing time in our case.

- then a major disadvantage: splitting for parental allowance. Parental allowance is calculated based on net income, which can be increased by the partner going on parental leave switching to 3 beforehand. Especially with the second child, where my wife had only worked just under 50% before, this gave us several hundred euros more monthly parental allowance. This will no longer be possible in the future. Many people in our environment used this practice, which was also approved as acceptable by the courts. In my opinion, this is especially critical when building a house, a time that is made even more difficult now.

- generally all wage replacement benefits, including unemployment benefits (ALG1) and short-time work allowance, are calculated based on the net deduction. Here the scope for design via the tax classes disappears and thus real monetary disadvantages occur due to the removal of 3/5.

In general, all wage replacement benefits, including ALG1 and short-time work allowance, are calculated based on the net deduction. This eliminates the scope for design through tax classes and thus real monetary disadvantages due to the removal of 3/5.

Is that for sure? (Source?)
If so, I would agree precisely at this point that this is not acceptable: To compensate for higher tax payments on a monthly basis, one would receive less "insurance benefits" in the event of a "loss," also considered on a monthly basis. That sounds so absurd that I would like to see it verified. I haven’t found anything quickly and have not dealt with this case before.

I primarily see the abolition of the 3/5 as a government measure to temporarily increase liquidity in the state treasury and to enable the budget for 2025 to be adopted at all. This way, at least, one can save themselves until the 2025 election and the traffic light coalition government does not fail in the budget debate.

Of course, the liquidity is initially taken away from the taxpayer. As mentioned, 14 million people did not choose tax class 3 or 5 without reason. For many, it will mean a significantly higher prepayment of income tax. Whether and when one then gets the money back is another matter.

Increasing the exemption limit sounds good, but here too, an application and proof are required. How the tax offices will handle this in 2025 remains to be seen.

These are simply sleight-of-hand tricks by the government.

There will be no structural changes. The leadership positions will be further burdened. None of the problems of housing management will be solved in any way. Rising rents, rising ancillary costs, rising construction costs. There is apparently no money for sensible subsidy programs, especially for fair family support, due to financial constraints.

If one has nothing else, one can certainly complete their tax return in 6-8 months. Since we still have income from renting and leasing, it takes us a little longer. I am currently doing the 2022 tax return. And before all of this is completed with a tax assessment notice, it will be 2025.

Yes, many with the parental allowance model and house building will still be surprised. And here we are not just talking about an ice cream but several hundred euros a month!

The abolition of the 3/5 combination also has significant disadvantages for many families:

You are one of the few here who recognized it completely correctly.

Still, I have to disagree with you on one point. ALG I is calculated from the gross income. However, income tax is deducted beforehand.
That means, more income tax means less ALG, and less income tax means more ALG.

The state is not stupid. The recipients of parental allowance are certainly among those most affected.

If you have nothing else, you can surely complete your tax return within 6-8 months.

For many years now, the standard tax return is back from the tax office around May to July of the year. It is submitted electronically and no longer audited.

Since we still have income from renting and leasing, it takes a bit longer for us. Currently, I am doing the 2022 return. And before everything is finalized with a tax assessment notice, it will be 2025.

Then you are exceptions. The 2022 returns are completed even with really intensive declarations this year (we need them as a bank for the 2018 documents). I am talking about money statements hundreds of pages long. But with you, everything is different anyway

that it can be pushed,

Legal trickery. We did it that way back then too, but basically I do not think it's right. I am an advocate of 4/4.