To the OP: I find it very unfortunate that you no longer want to continue the thread, I found it very interesting to read and would have liked to follow along to see how the house hopefully gets finished in the end (I'm keeping my fingers crossed for you!). I also really have to say, "Hats off" that you shared your experiences here; in times of omnipresent "We only show our life highlights and everything is always going so well," it is very hard to step up and report in a forum how things definitely should not go. Honestly, I can understand why the first impulse of forum members was to want to give well-meaning advice, because most people here explicitly ask for help or advice. Maybe it should have been made clearer from the start that no more help is needed here but rather just to warn, tell, and maybe let off a bit of steam. On the other hand, no one really wishes such a catastrophic construction on anyone, and I do agree with the OP that the tone in the forum sometimes changes very quickly and judgments are thrown around; I'm not surprised that people become more sensitive and also react extremely irritated. In the financing forum, arguments regularly fly and people have to justify their individual life decisions and endure prejudgments—why does that have to be? Sure, if you think the OP sees something wrong technically or you feel you yourself made the same mistake once, you can express that respectfully and cautiously, but it always depends on the HOW. Would you say to your best friend whose sh*tty husband just cheated on her, "See, I always knew it, MY Hans-Dieter is faithful out of principle," or would you rather say, "Oh man, I'm really sorry, you don't deserve this, do you want to talk about it?" Exactly :)