Home financing ever possible? Probably not!

  • Erstellt am 2022-12-16 17:16:04

WilderSueden

2023-01-26 11:08:33
  • #1
But it also heavily depends on the exact specialty. Off the top of my head, I can think of only one bachelor's degree; the rest have master's degrees, diplomas, or doctorates. Also, among acquaintances from university, almost everyone continued to a master's. However, I can well imagine that with standard web development using the framework of the month, a bachelor's degree is just as good.
 

SoL

2023-01-26 11:25:57
  • #2
Phew... So in my very well-paid specialized field, we have 1 bachelor's degree, 2 unrelated training qualifications, and one "relevant" qualification with bachelor's-equivalent further education (me). If you specialize well, degrees are secondary or tertiary.
 

Yosan

2023-01-26 11:40:47
  • #3
So I find this perspective almost insulting as a young person in my early 30s. I hardly know anyone from university times who didn’t also work on the side and I absolutely don’t know anyone who married for 30k and cars are usually bought used and only in the size and number necessary for everyday life with work and possibly children. Holidays are taken at best once a year. Am I living so far from the usual reality or could it be that a lot is being exaggerated here. From my environment I can clearly say one thing: most of those who grew up in family-owned homes try themselves also to fulfill the dream of their own four walls. Thanks to affordable regions, most succeed quite well but with the significant difference that in almost no case the woman could simply stay at home for the kids for several years or even permanently, as was almost always the case in my parents’ generation when I think back to all the classmates of my siblings and me. So wealth is maintained here, but at the price of two incomes instead of one.
 

Prager91

2023-01-26 11:47:36
  • #4


I also believe that halmi’s statement is somewhat exaggerated – but there is definitely "a grain of truth" in it...

Consuming to death in the form of several vacations a year, sometimes studying until mid/late 20s, and driving the fanciest car on a lease was already standard in my environment!

As a result, of course, there is no saved-up cash by the early/mid-30s, making financing currently very, very difficult. Then it’s whining about politics and the current economic situation because apparently no one can afford their own home nowadays.

People used to consume much less, save a lot more money, and earn money much earlier. All things that everyone can somehow control themselves...

If you want to consume, fine – but then you have to bear the consequences if 100k is missing for financing in your early 30s.
 

HnghusBY

2023-01-26 11:47:50
  • #5

In my industry, it is more common not to need a master’s degree, and it is not usually compensated. You might have better chances in leadership positions, but usually only previous work/project experience counts there. I also know many business administration graduates who stopped at their bachelor’s. I think it really depends on the industry.
 

i_b_n_a_n

2023-01-26 11:49:14
  • #6
As different as the answers on the topic are here, so are the bubbles in which we live. Across all social classes, none of us has a good overview, so can only ever answer very subjectively. I would never want to claim otherwise about myself ;-) So we can conclude that we cannot conclude anything because it is too individual ;-)
 

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