Home financing ever possible? Probably not!

But luckily this problem doesn’t affect you, since you’re not attached to the rental apartment

Don't get me wrong: I wrote this at the beginning too, I'm not blaming anyone here, I just didn't expect to encounter such lack of understanding, since ultimately everyone is affected by it

but it is simply not accepted to say that you do not want to buy a house when you have not paid off a loan even in death.

My parents were civil servants and we once tried when my brother urgently needed an appointment... he, public health insurance (GKV), got one in 3 weeks, my father, civil servant with private health insurance (PKV), got one the next day. Someone had just canceled a second before his call... yeah, yeah ;)

When he said "Then please give the appointment to my son..." there was awkward silence...

If we now take the police officer, who earns 2,800 EUR gross on the A9 salary scale, he gets 2,375 EUR net. From that we deduct about 250 EUR for private health insurance, leaving us with 2,125 EUR.
Now let's take a garbage collector, who could hardly be less important for our society. He also earns on average about 2,800 EUR. Net he has 1,900 EUR left.

And as a reward, the garbage collector gets a pension level of 48%, whereas the police officer gets 70%.

Oh, and the right to strike... Civil servant salaries are generally adjusted to the negotiated agreements of their non-civil servant colleagues... so this is pure fiction.

I don't want to badmouth it. Anyone can become a civil servant. But one shouldn't pretend that civil servants have meager salaries, endure incredible duties, and bear an extraordinary responsibility for the functioning of our society.

Sad indeed, but I have to agree. Pensioners indulge in a security that does not exist. Money does not fall from the sky; it has to be earned.

Morning,

That is not true. Pensioners unfortunately do have an almost absolute security. Pensions will be the very last thing this state will still pay, even if it is already bankrupt and has almost completely ceased all other tasks. Hell will freeze over before anyone in this country cuts pensions to a realistic level.

Best regards,

Andreas