Home financing ever possible? Probably not!

You started looking during the absolute mega peak phase, with demands. And now you’re whining that the taxpayer should rather give you the money instead of the needy, so you don’t have to make an effort for a few years?

Wow.

And you really believe that I am the only person who would like to have a home of their own, but cannot in the current situation?

You see! And that’s exactly it: Basically, you’re telling me that if, for example, a small cabin with a 100m2 garden is sold for 1 million euros and I can’t afford it, it’s my own fault! Basically, the message is: Buy something for 600,000€, and if you don’t, it’s your own fault. Great! But you have all thought about the fixed interest rate period, haven’t you? There will be many people who bought in the last 2-3 years and will be driven to ruin due to interest rate policy if the key interest rate continues to rise. This development is already happening now. Buying a house for 600,000€ is a poverty risk. But you say if you want it, you should do it, no matter how dangerous it might be. And I can’t take the cynicism here against me seriously for that reason. The people writing here have obviously inherited themselves or for the house purchase probably got a good amount of money from mom and dad (or another relative), because you only write here what your houses cost in price, but not what you ultimately paid for it, and that’s what it’s about! Here I am accused of thinking “I can’t afford anything.” Of course I can afford something, but does anyone here really believe that buying a house for 600,000€ is the same as going on vacation? Then you probably bought this house somewhere in the East or far away from any big cities. Yes, you might get a house for 150,000€ there – that could be true. But we are dependent on our jobs here, we come from this region, and this is our home, we feel connected to it because we grew up here and have always lived here. It is not our fault that the housing market situation hits us particularly hard. It is not about wanting to enrich myself financially with a house to speculate! Funny that here you are labeled racist just for writing the truth. But as I said, probably only privileged people write here anyway, because otherwise I can’t explain how realities are denied here.

, when things are denied to me here that are taken for granted by others (and who haven't done more in their lives than I have). Cu