Home financing ever possible? Probably not!

  • Erstellt am 2022-12-16 17:16:04

xMisterDx

2022-12-17 12:32:44
  • #1
Then you will probably have to keep renting. A pity, but it can't be changed.
 

Pacmansh

2022-12-17 12:34:18
  • #2
No, the people here are simply enjoying the privileges we have compared to 90% of the world's population and are grateful for how carefree we can live here. Just try to do your part and you will become happier.
 

Myrna_Loy

2022-12-17 12:36:24
  • #3
I really don't understand how someone can put themselves in a victim role like that. Do you want a home of your own or not? You have good conditions and a goal. You need to change your attitude if you want to be happy. Happiness doesn't just fall into your lap, just like it doesn't for many other people. I also can't afford a home within an 80 km radius. That's how it is. I compete with millionaires and billionaires. That won't change here either. So the four of us live frugally and save half of our 5000 net income (for all four) and all special payments. Four years ago, we inherited 50% of a small junk property in the middle of nowhere 50 km from Stuttgart from my husband's grandmother. 160 sqm with a renovation status from the 70s. We are renovating it little by little together with his brother. Friends bought a holiday home in Italy to own a bit of concrete.
 

Yosan

2022-12-17 12:40:25
  • #4
No, not in the East.. In central Hesse. And not just for 150k either. And by the way, completely without inheritance or any other financial support. On the contrary... without contributing equity. Of course, I wouldn't do that with €600k. But maybe you don't have to go that high and you do have equity, right?!
 

Costruttrice

2022-12-17 12:55:40
  • #5


I immediately thought of the joke about the driver who hears on the radio a warning about a wrong-way driver and thinks, "Why just one? Hundreds!"

No one is labeling you as racist, you placed yourself there. And if it makes you feel better to believe that only privileged and wealthy heirs are active here, then just believe that. Everything else has already been said.
 

Benutzer205

2022-12-17 13:02:33
  • #6


And do you really believe that I am the only person who would like to have a home of their own but cannot in the current situation? There are people who earn even less (for whom it is just as impossible as for us). The Minister for Construction, Klara Geywitz, even said this week: The dream of owning a home is over for the younger generation. (Oops, that’s quite a lot of wrong-way drivers).
 

Similar topics
04.11.2009Taking a loan for equity financing?19
28.03.2011Can we afford to build a house without equity?14
20.07.2011House construction: Equity / incidental construction costs realistic?14
30.04.2012No equity, good income, financing feasible?22
26.08.2012Small single-family house, little equity but good income, is it at all feasible?11
14.11.2012KfW loan as equity capital - Who knows this financing?10
19.03.2013General questions about equity and construction costs10
01.05.2013No equity / existing consumer loans / financing possible?11
20.06.2013Problems with equity - real estate purchase15
27.02.2015Financing plan: high equity / 2.67% / 15 years / full repayment15
14.01.2014Different share/equity for construction. How to write it firmly?10
16.01.2014Problems with bank - equity10
20.02.2014Equity - Reserve for Unexpected44
15.09.2016Financing without equity with security?52
19.01.2016Is a home construction project realistic?22
26.02.2016Is the dream of a home realistic with our financing?45
31.10.2016Is a home ownership project sensible as a single?21
18.04.2018Is owning a home feasible for us or too much of a risk?37
27.05.2017Realistic or daydream? (Buying property without equity)95
10.11.20202 (dream) properties - financing unclear. Save equity?40

Oben