Home financing ever possible? Probably not!

I don't agree with that blanket statement. In my opinion, it very much depends on how the lending value is, when you start struggling with the payment (at the beginning, middle, or end of the repayment period), etc. It probably also plays a role whether you simply chose an online bank or took out the loan at your local Sparkasse where your checking account is also held.

For example, if 100% was financed and after 24 months you are already behind on 2 payments or the unsecured portion might not yet have been repaid, presumably no one will agree to a temporary suspension of repayments.

We have 100% financing because under the conditions it wouldn’t have made sense to liquidate funds if they yield higher interest.

My wife and I both bank with the local bank with the red S and chose both for our checking accounts and for financing against an online bank or intermediaries. Why? I don’t feel like solving problems over a hotline and just being a number.

Whether we could have gotten the loan somewhere else cheaper: no idea. At that time, we had the assurance that in difficult times we could suspend repayments for several months without any problems. Bam – that was a strong argument.

Haggling over pennies is often nonsense and those who buy cheap, buy twice. Why that should be different with banking services, I don’t understand...

Have I already mentioned that I am a "left sock"? Well, it is really really really really hard for me, but regarding finance I unfortunately have to agree with in some areas ... phew, that was really tough!!

Sorry, but you know what? I think you yourself have a lot of prejudices. I have - with some exceptions - voted Green for a very long time in my life, even in last year's federal election. Uuuuhhh, now your worldview has probably collapsed. But that doesn’t matter!

Vote Green and want single-family houses_o
They are just driving prices even higher because they want to ban single-family houses…

Vote Green and want single-family houses_o They are driving the prices even higher because they want to ban single-family houses...

That was a single vote from Hamburg (who ironically owns a single-family house themselves. The contradiction probably occurred to them as well). You hear this myth over and over again, but many Green voters are also well-off and own their own single-family house (just in my street I know a few).

Preach water and drink wine. The majority of today's Green Party voters belong to the middle class and are homeowners…

Preach water and drink wine. The majority of today's Green voters belong to the middle class and are homeowners…

Right, that's why I don't understand your objection...
There is always someone in every party who just talks nonsense