Home financing ever possible? Probably not!

So with the income, you can still finance property today. If you can't find anything for 500-600k, the expectations are too high or you are in an area that is too expensive. Income-wise, you are well above average. But of course, you are not among the super or hyper-rich. So there is no villa in a prime location. How much equity have you really accumulated? You are probably not particularly willing to take risks either. All the equity in gold... In recent years, the brave ones could achieve 5-10x returns on the stock market. Maybe soon a house will go under the hammer from people who are not doing so well. Always keep your eyes open. It's no use but grief to always say what doesn't work. Enjoy what you have. and you have plenty of opportunities. Be glad you don’t have even more income. Otherwise, you would still have to pay Soli, wealth tax, etc. The whole thing somehow still sounds like a frustration post. Obviously it is difficult at the moment. I have two friends. One built about 6 years ago. The other is currently building. Both similar income and life situation. The one building now has to pay significantly more and also make more compromises.

Maybe soon a house will go under the hammer belonging to people who are not doing so well. Always keep your eyes open.

I don't think it's good to write something like you did and wouldn't even consider something like that.
It's simply terrible when someone tries to gain an advantage from others losing their own home.
I recently watched a documentary about it on YouTube. I found it horrible and terribly unfair how someone else grabbed a house that actually belongs to another family!
It was just awful!
And politics even promotes all of this!

I think it's more about the illusion that everything was given to the generations before and today you have to work hard for your own home...

But there are no concrete facts to be voted on. In our system, it is such that you choose parties who then decide (and in the end it doesn't matter how they decide, because as a citizen you have no influence on it, except 4 years later again). And since most people only vote for what they know (even if it's not good, they vote for it again - humans are creatures of habit).

You are right about being creatures of habit. But I think that you and the other... uh... extremely short-haired colleagues... somewhat exaggerate by going back content-wise to March 1933...

I don't think it's right to write something like you do and wouldn't consider doing something like that either. It's just terrible when someone tries to take advantage of others losing their own home.

Then you must not complain about unaffordable prices either. Prices will only fall if, firstly, there are not enough buyers able to pay the current prices and, secondly, enough sellers willing to sell their house cheaper. We have largely achieved the first point through interest rates; the second is currently being worked on. Those who have to sell cheaply first will always be under pressure and have problems.

That is not correct, because in fact fewer and fewer people can afford it. Nevertheless, prices continue to rise because there are still rich people who don't care whether a house costs 500,000 or 1 million. It also won't be the case that the situation will ease as some say. Because even if the older generation slowly dies out, there are already far too many new ones in line who need housing. I would wish that banks could no longer grant loans at exorbitant interest rates, but they simply have the license to do so. It's a shame that people cannot get a loan from the state: A socialist approach that I would actually reject, but I honestly don't know what else to do.