Home financing ever possible? Probably not!

I initially wrote that we used a high five-figure sum to buy precious metals, also as protection against currency devaluation.

Unfortunately, you misunderstand me (deliberately?), because I was never under the impression that you simply get a house for free. It is clear that you have to work for it, and if I simply don't work, of course you have no money to buy a property. Despite all this, fewer and fewer people can do it, even though they are people who earn their money in normal middle-class jobs.

Now please stop with any made-up arguments. Here is your statement refuted with real numbers from post #121. After 10 years, 350k€ are still outstanding with 5k€ special repayments per year. An interest rate of 5.6% (currently 3.6) would mean a payment of 2200€. After 10 years, the salary has increased by at least 25%-50%, with the same payment. Where exactly is the ruin for you?

Anyone who works their whole life should be able to afford a home of their own.

That is not true. My sister-in-law works in refugee care in her district. Over 80% of the women from Ukraine were previously fully employed – even with children – and they are mostly well to highly qualified. The children hardly have any problems at school, and the parents mostly speak decent English and quickly learn German. And not only typical women's jobs, but many from the tech or engineering sectors as well. Ukraine has always been proud of its education system; this is not comparable to refugees from rural Muslim regions, where even many men can barely read and write above a primary school level.

Where one has to remain realistic here as well. Among the refugees from 2015, those with jobs are still a minority; most still receive social welfare. You can find enough sources even on non-right-wing sites. Just like a large part of the refugees didn’t even come from Syria, and many were not families fleeing Assad but young men who were supposed to bring their families later. Economically speaking, things won’t really get better with the Ukrainians. Men of military or working age are not allowed to leave the country, so only women and children remain. With some luck, the grandparents are still there. Otherwise, good luck trying to get by as a single parent in a foreign country without appropriate language skills and without social welfare. The only bright spot in this regard is that after a few years of schooling, the children should be somewhat integrated.

Sorry, but that’s how it is. I considered whether I should even write anything on the topic, after all, I don’t want to support Durran and co. But ultimately, a state can only be social internally if it limits its social inclination externally. One must not lump immigration of qualified skilled workers together with immigration of unqualified people without language skills. I miss an open discussion about this in politics.

You can afford one. Just not everywhere.

I hope so. But childcare in Germany is simply not comparable to the Eastern Bloc, especially in the West. When I look at how full the daycare centers already were before and how difficult it is to get a place despite the theoretical legal entitlement to a childcare place...