Home financing ever possible? Probably not!

At least officials like to believe that, yes. But if pensions and retirement benefits can simply no longer be financed, it is hardly likely that the pension level will be reduced to 30% while officials continue to receive 70%.

Because the privileges that an official has are basically already exhausted with job security and discounted private health insurance [PKV].

Because the fact that officials earn less than in the private sector is a relic from the 1980s and no longer holds true.

Well. You have to say that the pay is adequate but not overly luxurious (assuming a police officer with A9). And precisely for that reason, it is important to maintain the civil service status in order to create an incentive to take up these professions. It’s no coincidence that Berlin is now once again granting civil servant status to teachers (as the last federal state) after having experienced that otherwise hardly anyone can be found.

At least officials like to believe that, yes. But if pensions and retirement benefits simply can no longer be financed, one will hardly lower the pension level to 30% while officials continue to receive 70%.

Because the privileges that an official has are basically already exhausted with job security and discounted [PKV].
Because the fact that officials earn less than in the private sector is a relic from the 1980s and no longer true.

The [PKV] is not given as a gift with the appointment certificate.
It is true that you become entitled to assistance and therefore only pay 50% (with children you get a higher rate) of the contributions, of course from your net salary.

Salary is a tricky thing. Are we talking about the middle, higher, or senior service?

An underpaid office clerk would probably net more as an administrative official in the middle service.

A high-performing employee can negotiate higher salaries. A high-performing official receives a good performance rating and at the end of the month receives just as much money as the lowest-performing official with the same job title.

Employees very often also receive bonuses or 13th/14th monthly salaries (as can be read here in the forum in the financing threads).
Officials do not get that.

etc.

Well. One must say that the salary is reasonable, but not overly luxurious (assuming the police officer with A9). And precisely because of this, it is important to maintain the civil service status to also create an incentive to take up these professions. It is no coincidence that Berlin is now reinstating civil servant status for teachers (as the last federal state) after having experienced that it is otherwise hardly possible to find anyone.

That strongly depends on the area and the type of civil servant. My wife and I are both tax officers in the Rhine-Main area. A colleague from the middle service switched to the private sector last year. The colleague was not really known for working hard. He received a starting salary of 65k. After deducting the private health insurance, he has just under €1,000 net more. In the office where I was deployed until recently, 3-5 colleagues from the upper service switch to the private sector each year. They had previously worked as tax advisors on the side. None of them earn less than €85k gross. Even if one is already paid at A12 at the age of 30 and is married, that is still almost €1,000 net less per month. However, the working hours are usually quite different.

Not overnight, but of course it could be abolished. Why not? A mail carrier is no longer a civil servant either.

Addendum: There are civil servant teachers and teachers who are only employed. Same work, different pay. Which I already find very unfair at this point.

However, the tariff employee is allowed to strike and look for another employer.

Because the privileges that a civil servant has are basically already exhausted with job security and discounted private health insurance.

Private health insurance is actually not desired by many civil servants. Part-time work is quite expensive, as is the case in the lower pay groups. It simply doesn't depend on salary. And the "discounted private health insurance" is actually the same 50% that your employer also pays for your public health insurance.