Home financing ever possible? Probably not!

  • Erstellt am 2022-12-16 17:16:04

SoL

2022-12-16 20:50:08
  • #1
Why do you need a single-family house instead of a semi-detached house (example)? Above all: Why absolutely a new one? And if a new one, why not build it yourself, there is also a specialist in the forum here who has done everything himself.

Either you increase your income or you have to lower your expectations. No one has ever gotten a home just by complaining.

Someone once said here, "Owning a house is a privilege, not a right."
After the past years with absurdly cheap money, some seem to see it differently.
 

HausiKlausi

2022-12-16 21:24:15
  • #2
When the statement was made that the "housing market is heated up by mass immigration," I unfortunately stopped reading. This cannot be supported by numbers. Take Berlin alone, where greedy investors have been buying up large amounts of living space for years to build fancy gated communities. A self-fulfilling prophecy - for which neither Ukrainian mothers nor Syrian families are to blame. Otherwise,
 

HnghusBY

2022-12-16 21:37:15
  • #3
Complaining on the internet about competing with "foreigners" in the housing market with a household income of €5200. Ouch.
 

Winniefred

2022-12-16 21:39:13
  • #4


Yep. I read exactly up to that sentence, and then I lost interest. As if migrants would take away a chance at ownership from a childless couple with that income. Absurd.
 

ypg

2022-12-16 22:29:12
  • #5
Great! A tip: before writing, always keep in mind the goal you want to focus on with your contribution. You know what annoys me? That some, like you, get upset even though they are 15, 25 years younger than me, earn 20% more (although we are not unskilled workers or anything) and only see themselves as victims. Is that so? Is this now a shift of the income problem or a different issue? To be honest? Just calculate with _two monthly salaries_ (like most here) and only look at yourselves. Maybe then there won’t be internal and external conflicts regarding politics. You know, everyone has their time, whole generations, but also just individual people. I wouldn’t know that the post-war period dealt with such a similar injustice and became something with it.
 

Myrna_Loy

2022-12-16 22:31:49
  • #6
I also believe that the chances of owning a home are more diminished by the gap between the wealthy and average incomes than by immigration. How often do you read here that the 100,000 equity for people in their early 30s comes from grandparents or parents. I would really work thoroughly on the topic of wealth formation instead of complaining. With that income, the conditions are good to save or invest 25,000 euros annually.
 

Similar topics
15.11.2013Is financing with this income realistic? Experiences?11
28.03.2015Is income for full financing possible or not?26
26.02.2016Is the dream of a home realistic with our financing?45
29.08.2016Can we afford this? Income / Investment / Equity131
31.10.2016Is a home ownership project sensible as a single?21
17.04.2017Is land and house construction possible with our income?43
02.02.2018Financing strategy - increase income by payment of 3?18

Oben