Home financing ever possible? Probably not!

Why do you need a single-family house instead of a semi-detached house (example)? Above all: Why absolutely a new one? And if a new one, why not build it yourself, there is also a specialist in the forum here who has done everything himself.

Either you increase your income or you have to lower your expectations. No one has ever gotten a home just by complaining.

Someone once said here, "Owning a house is a privilege, not a right."
After the past years with absurdly cheap money, some seem to see it differently.

When the statement was made that the "housing market is heated up by mass immigration," I unfortunately stopped reading. This cannot be supported by numbers. Take Berlin alone, where greedy investors have been buying up large amounts of living space for years to build fancy gated communities. A self-fulfilling prophecy - for which neither Ukrainian mothers nor Syrian families are to blame. Otherwise,

Complaining on the internet about competing with "foreigners" in the housing market with a household income of €5200. Ouch.

I unfortunately stopped reading at the sentence that the "housing market is heated up by mass immigration." This cannot be supported by data. Let’s just take Berlin, where greedy investors have been buying up housing and living space en masse for years to build fancy gated communities. A self-fulfilling prophecy - for which neither Ukrainian mothers nor Syrian families can be blamed. Otherwise,

Yep. I read exactly up to that sentence, and then I lost interest. As if migrants would take away a chance at ownership from a childless couple with that income. Absurd.

As I said, I know that probably no meaningful answer can be given to my post anyway, but it was important for me to get it off my chest.

Great! A tip: before writing, always keep in mind the goal you want to focus on with your contribution.

I wish everyone their own home, yet it simply makes me angry to see that others, who don't earn significantly more, have managed it even though they are basically in the same salary bracket (if not more…), but are about 20/25 years younger and therefore were still lucky to be able to buy quickly.

You know what annoys me? That some, like you, get upset even though they are 15, 25 years younger than me, earn 20% more (although we are not unskilled workers or anything) and only see themselves as victims.

And then it is such that the entire housing market (and it is not only about homeownership, but generally about housing) is further fueled by the whole mass immigration, because native residents actually compete with foreigners on the housing market, even if politics of course tries to portray it differently.

Is that so? Is this now a shift of the income problem or a different issue?

that with 1 - 1.5 engineer salaries we have no chance without external help

To be honest? Just calculate with _two monthly salaries_ (like most here) and only look at yourselves. Maybe then there won’t be internal and external conflicts regarding politics. You know, everyone has their time, whole generations, but also just individual people. I wouldn’t know that the post-war period dealt with such a similar injustice and became something with it.

I also believe that the chances of owning a home are more diminished by the gap between the wealthy and average incomes than by immigration. How often do you read here that the 100,000 equity for people in their early 30s comes from grandparents or parents. I would really work thoroughly on the topic of wealth formation instead of complaining. With that income, the conditions are good to save or invest 25,000 euros annually.