Floor plan design single-family house (city villa 140 sqm) on a slope with double garage

...and how many more times do you want to put question marks at the end of a sentence where there shouldn't be any more question marks?

How many more times, this is "easily" manageable for us!

I just want to make you aware of this topic. Not everyone can or wants to pay a monthly rate of €1880 + €450 ancillary costs for a house. Because that is exactly the amount you have to pay for living for the next 22 years in order to be done before retirement. That is exactly what many banks require!

...and how many more times do you want to put question marks at the end of sentences where there shouldn’t be any more question marks?


I just want to make you aware of this topic. Not everyone can or wants to pay a rate of €1880 + €450 additional costs per month for a house. Because that is exactly the amount you have to pay for housing over the next 22 years to be done before retirement. That’s exactly what many banks demand!

I have just “well” calculated the areas we need and I come to 130 sqm. Whether it will later be your estimated 400k, others see that somewhat differently here as well. Who is right will be seen in the end, but that’s not what it’s about. Better to calculate well and have a little left over later than the other way around. And the equity we still have available is known only to us, right? Another question mark!

Well, the question is what you do with the equity. As long as you do not include the equity as actual equity in the financing, with €400k you only have a loan-to-value ratio of 90% and nothing more. The account can be as well funded as it wants. If it is not used and spent before the loan disbursement, it does not exist for the bank. Quite simple.

Thanks for the exclamation mark!

I have just "well" calculated the areas we need and I come to 130sqm. Whether it will later be your estimated 400k, others see that somewhat differently here. Who is right will be seen in the end, but that is not the point. Better to calculate well and later have a little left over than the other way around. And only we know how much equity we still have available, right? Another question mark!

By the way, those are figures from the end of 2017. When do you start building? Beginning/mid 2019?

Irony or serious?

What is supposed to be ironic about that? – almost everyone (except some zoning plan makers) can actually see that: to answer the question whether the building mass overwhelms the viewer or neighbors, eaves height and ridge height are sufficient. The knee wall height only indicates how far below the eaves the floor ceiling runs inside. That doesn't cause "third parties" any harm or discomfort – so why should it concern them? – whether I have 255 cm ceiling height in the ground floor and 125 cm knee wall or 280 cm plus 100 cm, it remains the same for the eaves height and should be my business. If I manage with my eaves height "budget": so what.

When do you start building? Beginning/mid 2019?

Question mark

By the way, those are numbers from the end of 2017. When do you start building? Beginning/mid 2019?

Beginning 2019