Defensive offer, or have house prices become so expensive?

When a property is inherited, inheritance taxes are the smaller problem. I would be much more worried about the issue with the community of heirs. What if your sister suddenly decides that she wants to turn the house into money? That does not appear anywhere in your plans.

According to all experience, this will be the most likely problem case......not to be wished for but rather high on the scale of concerns.

Or what if your father now becomes severely in need of care and burns through his assets for nursing home fees over the next 5 years? Then he would have to turn the house into money.

That, in my opinion, should be the very first and only question currently, since fortunately your father is still alive. As the person bequeathing, I wouldn’t feel too good about the fact that maybe “coffee meetings” about the “afterwards” are already being scheduled without me......
I wouldn’t call that “burning,” although of course I know what you mean by that . Since the man earned it, even if not, I find it only “normal” that he receives the very best care covered by his assets; that is part of our fundamental social understanding, even if not everyone adheres to it in Germany.
Only after this is adequately “served” does the question of the “afterwards” arise. If I knew my children were being tormented by such worries, I would free them from that now, I gladly help!
Katja: wanting to keep the parental property, even your own property through your father himself, is an understandable wish. Ultimately, however, it is just a property that only has special value to you personally. There is no general claim to preserving a family property over generations; not even kings have managed that. The primary focus is on the owner’s retirement security, and if the property had to be sold for that purpose, then in my opinion it would be sensibly used, namely for a comfortable retirement of the owner.
In my family, there was a similar case, my uncle was reasonably wealthy, and he and my aunt were/were many years in a nice retirement home or the aunt still is. After a few years when the cash ran out, first a piece of land was sold and then the house, unfortunately only in a small town and at a sales-wise very bad time.
The four children will inherit almost nothing, although for the circumstances at the time it was a really wealthy family. But I don’t remember any such conversation or similar worries of the children as I am reading here.

My parental home, in which I myself was born, was sold so that we (together with the parents) could build something nice elsewhere for us. This house, in which my father even died and my children were born, was later also sold again because life went on and changed. How much I would have liked to keep both houses but that just wasn’t possible and nobody asked me whether I wanted that.
In my in-law family, I also had a case who complained that he has 2 houses and the costs :eek:, taxes etc. When I offered him very directly and honestly to take over his share and also care for the in-laws in a binding manner, he got really angry.
Your wish is one thing, but it is not society’s obligation to satisfy this individual wish because everyone here has their own wishes.
I have been living in Saxony now for a few years and here I really hear more and more about this fear of the collapse of the euro (half a loaf etc.) and about everything else too, that seems to be strongly represented here—for whatever reason—but only among those who "have/inherit" something. Unfortunately, my Dresdner wife doesn’t belong to the Saxon landed gentry.....someone should have told me that beforehand......although she also thought all West Germans were rich.
But I really got her good with that….. :D

One might think you don’t take me seriously. :cool: I believe many of you just simply don’t have this problem yet because you are too young.

That is unfair.

The posts tell me that you have indeed been understood, at least on the factual level.

But more was understood: That the problem, as you paint it, is a very small one. Several cheap and viable solutions were pointed out. Nevertheless, you (still) insist on having a big problem that could possibly result in the loss of the house. And that is, with all due respect: nonsense.

What could really lead to the loss of the house was also outlined here, most recently by in #402.

Are you even concerned with the factual level? Or have you discovered that book values are only – well – book values and nothing real as long as they are not realized? Sure, ideally the house means the same to you, whether the book value is 2€ or 2 million €. Is that allowed? Yes!

As soon as you have to pay taxes on this book value, you can also mortgage and/or rent out this book value.

And I stand by the fact that consulting someone knowledgeable on the subject would be money well spent. A clear view on the factual level also dispels fog on the emotional level.

First of all, I don't really understand the excitement. Everyone building here sooner or later has a similar problem if the allowances do not increase. Of course, it may be that we have other problems beforehand. I cared for my mother for 2 years until she passed away. That was a life-changing experience. Thank you for the tips regarding this. But purely factually: property prices have multiplied by x and are still rising, the allowances remain as before. Yes, you can mortgage everything and pay interest again until you die. But that is a deterioration compared to inheritance law before the boom. Just because the numbers are high doesn't change the fact. I really don't want to upset or offend anyone. I just wanted to point out the problem.

But this is a deterioration compared to inheritance law before the boom. Just because the numbers are high doesn’t change the facts. I really don’t want to upset or offend anyone. I just wanted to point out the problem.

Why? Prices haven’t risen everywhere on the same scale. You were simply particularly lucky. And secondly, taxes theoretically also have a purpose or steering effect. In your case – the price naturally doesn’t come from the house, but from the large plot of land, on which according to your statement at least 3 single-family homes could stand. Or probably 6 or more residential units. Leaving this potential unused is currently not really in the interest of society, which is why you would have to pay accordingly if you do everything wrong. But it would still be very cheap..

I find cases of apartment buildings rented out cheaply privately in high-price areas more critical. Better solutions would be called for there. But not for a plot of land worth over 1 million euros – it’s simply not a small garden.

Why? Prices haven't increased on the same scale everywhere.

Yes, I do believe so. Sure, there are regions where land prices are now completely utopian. But more or less all have increased across the board. (Exceptions prove the rule.) And I really didn’t want to say more. Property prices have exploded. So that the current heirs are roughly on par with the heirs from 10 years ago, the tax exemption amounts must be adjusted accordingly, otherwise they are disadvantaged. In individual cases, this can lead to the loss of the property.

But this is a deterioration compared to inheritance law before the boom. Just because the numbers are high, the fact does not change.

What bad luck that it was not inherited before the boom ... As already said, your "problem" is a very small, personal "problem". Actually, it is not even a problem but a lottery win. Societally, your "problem" is probably the smallest of the current boom.